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Texas Department of Insurance
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Insurance tips: What to know before you buy. How to use it.

Use our tips to get the best deal on insurance, protect yourself from fraud, and learn what to do when you have a problem.

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We can answer insurance questions, help with problems, and explain how to file a complaint against an insurance company or agent. We’ve also got tips that can help you save money, understand your policy, and know your rights.

How to get help with an insurance issue or file a complaint

We can answer insurance questions, help with problems, and explain how to file a complaint against an insurance company or agent. We’ve also got tips that can help you save money, understand your policy, and know your rights.

Your home policy pays for damages from fire, tornadoes, hailstorms, and theft. But it doesn’t pay for repairs caused by other issues. Here are five things it doesn’t cover.

Five things your home policy won’t cover

Your home policy pays for damages from fire, tornadoes, hailstorms, and theft. But it doesn’t pay for repairs caused by other issues. Here are five things it doesn’t cover.

If you use social media, you could be a target for identity theft. You can buy identity theft insurance – or it might be included in your homeowners or renters policy. But taking simple steps to protect your social media accounts can help you avoid most scams.

How to protect yourself from social media identity theft

If you use social media, you could be a target for identity theft. You can buy identity theft insurance – or it might be included in your homeowners or renters policy. But taking simple steps to protect your social media accounts can help you avoid most scams.

An ambulance ride can be expensive, especially if the ambulance service isn’t in your health plan network. Here are some things to consider ahead of time.

When should I call an ambulance, and how can I save money when I do?

An ambulance ride can be expensive, especially if the ambulance service isn’t in your health plan network. Here are some things to consider ahead of time.

Running a home business? Your home policy may not cover all the equipment you rely on or injuries to your employees and customers. Here’s what you need to know.

What insurance do I need to run a business from home?

Running a home business? Your home policy may not cover all the equipment you rely on or injuries to your employees and customers. Here’s what you need to know.

Water damage to your home can be expensive and time-consuming to repair. Here’s what you need to know about your insurance coverage and how to prevent more damage.

When are water damage and mold covered by insurance?

Water damage to your home can be expensive and time-consuming to repair. Here’s what you need to know about your insurance coverage and how to prevent more damage.

You can get a surprise medical bill, also called a balance bill, from a doctor or facility that isn’t in your health plan’s network. Texas law protects patients with state-regulated health insurance from surprise bills in emergencies and when they didn’t have a choice of doctors. But if your health plan isn’t regulated by the state, here’s how to avoid surprise bills.

How to avoid getting a surprise medical bill

You can get a surprise medical bill, also called a balance bill, from a doctor or facility that isn’t in your health plan’s network. Texas law protects patients with state-regulated health insurance from surprise bills in emergencies and when they didn’t have a choice of doctors. But if your health plan isn’t regulated by the state, here’s how to avoid surprise bills.

A home fire can be devastating. The good news is most fires are preventable.  Here are simple steps you can take to protect your family from fire.

How to protect your family from a home fire

A home fire can be devastating. The good news is most fires are preventable. Here are simple steps you can take to protect your family from fire.

Common sense prevention can help keep your vehicle and the things in it safer. But what happens if thieves break in or steal your ride? Here’s what you need to know.

Auto theft and insurance: How to protect your ride

Common sense prevention can help keep your vehicle and the things in it safer. But what happens if thieves break in or steal your ride? Here’s what you need to know.

Avoid these big mistakes to save money and get the coverage you need.

How to avoid the most common insurance mistakes

Avoid these big mistakes to save money and get the coverage you need.

The holidays often come with wintry weather. Whether you’re celebrating or trying to keep warm, keep these fire safety tips in mind. They can save lives and protect your property.

What to know about winter fire safety

The holidays often come with wintry weather. Whether you’re celebrating or trying to keep warm, keep these fire safety tips in mind. They can save lives and protect your property.

A space heater can be a cost-effective way to stay warm, but it can also be a fire hazard. In the last few years, several fatal fires in Texas were started by space heaters. Here are tips for keeping your family safe.

Space heater safety: Tips to prevent fires

A space heater can be a cost-effective way to stay warm, but it can also be a fire hazard. In the last few years, several fatal fires in Texas were started by space heaters. Here are tips for keeping your family safe.

Not sure if an illness or injury is serious? Can't get a same-day appointment with your doctor? Telehealth might be a good option for you. Telehealth includes all the ways you can interact with a medical professional without being in the same room. Here’s what you need to know.

What you need to know about telehealth

Not sure if an illness or injury is serious? Can't get a same-day appointment with your doctor? Telehealth might be a good option for you. Telehealth includes all the ways you can interact with a medical professional without being in the same room. Here’s what you need to know.

If it can rain, it can flood. And your home insurance policy doesn’t cover flood damage. To make sure your property is covered, you’ll need a separate flood policy.

Flood insurance: Why you need a policy and what it costs

If it can rain, it can flood. And your home insurance policy doesn’t cover flood damage. To make sure your property is covered, you’ll need a separate flood policy.

If you lose power during a hurricane or storm, having a portable generator can be a life saver. But if you don’t use your generator properly, it can be deadly.

How to use a generator safely

If you lose power during a hurricane or storm, having a portable generator can be a life saver. But if you don’t use your generator properly, it can be deadly.

Would your family know what to do if they woke up to the sound of an alarm with smoke all around? You need a fire escape plan to get everyone out quickly and safely.

How to escape from a house fire

Would your family know what to do if they woke up to the sound of an alarm with smoke all around? You need a fire escape plan to get everyone out quickly and safely.

A life insurance policy, whether it’s a term life or whole life policy, is your personal property. You can sell it just as you would anything else you own, but there are some things to consider.

Can I sell my life insurance policy?

A life insurance policy, whether it’s a term life or whole life policy, is your personal property. You can sell it just as you would anything else you own, but there are some things to consider.

The COVID-19 outbreak has been hard financially for many people. But there are several ways to save money when it comes to insurance.

How to save on insurance

The COVID-19 outbreak has been hard financially for many people. But there are several ways to save money when it comes to insurance.

The Texas Department of Insurance is offering a helping hand to those serving our country. Here are some incentives Texas offers insurance professionals in the military:

Help for military members and spouses who work in insurance

The Texas Department of Insurance is offering a helping hand to those serving our country. Here are some incentives Texas offers insurance professionals in the military:

It depends on the type of claim and how many you file. But, yes, your home and auto premiums can go up if you file claims. You could also lose any discounts you’re getting for being claim free.

Will my premium go up if I file a claim?

It depends on the type of claim and how many you file. But, yes, your home and auto premiums can go up if you file claims. You could also lose any discounts you’re getting for being claim free.

Many auto insurance companies offer policies that adjust what you pay based on how much you drive or how well you drive. Here are some things to know when deciding if this type of policy is right for you.

How you drive could save you money on car insurance

Many auto insurance companies offer policies that adjust what you pay based on how much you drive or how well you drive. Here are some things to know when deciding if this type of policy is right for you.

Learn about the differences between all-risk policies and named perils policies in homeowners insurance.

Home insurance policies: All risk or named peril

Learn about the differences between all-risk policies and named perils policies in homeowners insurance.

There are several simple steps you can take to protect your home from a wildfire. Make each of these a weekend project, and you’ll be ready in no time.

Wildfire risks: Projects to help you protect your home

There are several simple steps you can take to protect your home from a wildfire. Make each of these a weekend project, and you’ll be ready in no time.

Hurricane season begins June 1. Is your home ready? Here’s what you need to know before the next storm heads your way.

Hurricane season: How to prepare your home and property

Hurricane season begins June 1. Is your home ready? Here’s what you need to know before the next storm heads your way.

Cooking fires are the leading cause of home fires and home injuries, according to the National Fire Protection Association. Follow these tips to stay safe.

How to prevent kitchen fires with our cooking safety tips

Cooking fires are the leading cause of home fires and home injuries, according to the National Fire Protection Association. Follow these tips to stay safe.

Whether you’ve landed the job of your dreams or you’re ready for a career change, don’t forget to think about how changing jobs could affect your insurance.

Thinking about a new job? Don’t forget the insurance.

Whether you’ve landed the job of your dreams or you’re ready for a career change, don’t forget to think about how changing jobs could affect your insurance.

Whether you’re buying a policy for the first time or shopping for a better deal, choosing an agent or company can seem overwhelming. But we can help.

How do I find an insurance agent?

Whether you’re buying a policy for the first time or shopping for a better deal, choosing an agent or company can seem overwhelming. But we can help.

Most insurance companies only sell health plans during an open enrollment period that starts in November. Due to the COVID-19 pandemic, you can also buy a plan from February 15 through August 15 this year. There are other options if you need health insurance.

Need health insurance? How to find a new health plan now.

Most insurance companies only sell health plans during an open enrollment period that starts in November. Due to the COVID-19 pandemic, you can also buy a plan from February 15 through August 15 this year. There are other options if you need health insurance.

Asking a few questions about your health insurance and knowing your options can protect your wallet after a doctor’s visit.

How to save money at the doctor

Asking a few questions about your health insurance and knowing your options can protect your wallet after a doctor’s visit.

Patients get surprise medical bills if they get care outside their health plan’s network without realizing it. For example, you will probably pick a surgeon in your plan’s network. But you may not be asked about the anesthesiologist. Texas law protects patients with state-regulated health insurance from surprise medical bills in emergencies and when they didn’t have a choice of doctors.

How Texas protects consumers from surprise medical bills

Patients get surprise medical bills if they get care outside their health plan’s network without realizing it. For example, you will probably pick a surgeon in your plan’s network. But you may not be asked about the anesthesiologist. Texas law protects patients with state-regulated health insurance from surprise medical bills in emergencies and when they didn’t have a choice of doctors.

No. A deductible is part of your home insurance policy. It’s illegal for contractors to waive your deductible or help you avoid paying it.

Is it OK for a contractor to waive my deductible?

No. A deductible is part of your home insurance policy. It’s illegal for contractors to waive your deductible or help you avoid paying it.

Even in Texas, winter weather can turn your daily commute into an icy obstacle course. These tips can help you stay safe if you take to the road in the cold.

5 tips for winter driving

Even in Texas, winter weather can turn your daily commute into an icy obstacle course. These tips can help you stay safe if you take to the road in the cold.

Wondering how much it will cost to insure that home you’re thinking of buying? Or why you’re paying more for home insurance than your neighbor? You may want to check the property’s history of insurance claims.

How to get a CLUE about your claims history

Wondering how much it will cost to insure that home you’re thinking of buying? Or why you’re paying more for home insurance than your neighbor? You may want to check the property’s history of insurance claims.

Title insurance protects you from problems with an ownership title when you buy real estate. These may be problems that existed before the purchase, such as: (1) unpaid property taxes, (2) fraud or forgery of previous paperwork, or (3) a spouse or unknown heir who claims they own the property.

What is title insurance?

Title insurance protects you from problems with an ownership title when you buy real estate. These may be problems that existed before the purchase, such as: (1) unpaid property taxes, (2) fraud or forgery of previous paperwork, or (3) a spouse or unknown heir who claims they own the property.

If you’re shopping for home insurance, here are three questions you should ask about every policy you consider.

Home insurance: What you need to know before buying a policy

If you’re shopping for home insurance, here are three questions you should ask about every policy you consider.

RVs, motorhomes, and campers can help you feel at home when you’re on the road. But because you can use them for living as well as traveling, there are unique fire safety issues to keep in mind.

RV fire safety

RVs, motorhomes, and campers can help you feel at home when you’re on the road. But because you can use them for living as well as traveling, there are unique fire safety issues to keep in mind.

Most home insurance policies pay to repair or replace your damaged home and items based on current costs. This allows you to rebuild, make repairs, and replace things with items similar to your damaged items. This is called replacement cost coverage.

Home policies: Replacement cost or actual cash value?

Most home insurance policies pay to repair or replace your damaged home and items based on current costs. This allows you to rebuild, make repairs, and replace things with items similar to your damaged items. This is called replacement cost coverage.

Traditional health insurance, the kind you get through your employer or buy on Healthcare.gov, covers a wide range of services if you get sick or hurt. This is called major medical or comprehensive health insurance.

Health insurance: 5 things you may not know

Traditional health insurance, the kind you get through your employer or buy on Healthcare.gov, covers a wide range of services if you get sick or hurt. This is called major medical or comprehensive health insurance.

Could you rebuild if a tornado or fire destroys your home? Some experts say half of all homes may not have enough insurance. Here are tips to make sure you have the right amount of coverage.

Do you have enough home insurance?

Could you rebuild if a tornado or fire destroys your home? Some experts say half of all homes may not have enough insurance. Here are tips to make sure you have the right amount of coverage.

Texas gets more tornadoes than any other state. When a tornado is coming, your only priority should be to get to a safe place. But there are things you can do ahead of time to prepare your home for these dangerous storms.

Are you prepared for a tornado? Here’s how to protect your home

Texas gets more tornadoes than any other state. When a tornado is coming, your only priority should be to get to a safe place. But there are things you can do ahead of time to prepare your home for these dangerous storms.

Some rental car companies will offer to sell you insurance when you rent a car on vacation. Should you buy it? Here’s what you need to know before you pay for their coverage.

Do I need to buy insurance when I rent a car?

Some rental car companies will offer to sell you insurance when you rent a car on vacation. Should you buy it? Here’s what you need to know before you pay for their coverage.

Are you keeping valuable treasures in a self-storage unit? Maybe the joyless clutter cleaned out after binge-watching tips to help you tidy up? If you answered yes, you may need insurance for your belongings.

What’s in your self-storage unit?

Are you keeping valuable treasures in a self-storage unit? Maybe the joyless clutter cleaned out after binge-watching tips to help you tidy up? If you answered yes, you may need insurance for your belongings.

It’s bad enough when you’re in a car wreck. But if the driver who caused the accident doesn’t have insurance, or doesn’t have enough, it could be financially devastating. Here’s what you need to know.

Do you need extra uninsured motorist coverage?

It’s bad enough when you’re in a car wreck. But if the driver who caused the accident doesn’t have insurance, or doesn’t have enough, it could be financially devastating. Here’s what you need to know.

Maybe, but only if your car is worth less than what you owe on your car loan. Here are some common questions about gap insurance.

Do I need gap insurance for my new car?

Maybe, but only if your car is worth less than what you owe on your car loan. Here are some common questions about gap insurance.

A car fire can strike suddenly and be deadly. Here are some tips on how to prevent them, what to look out for, and what to do if one if one occurs.

Car fire safety

A car fire can strike suddenly and be deadly. Here are some tips on how to prevent them, what to look out for, and what to do if one if one occurs.

If you’re trying to quit smoking or lose weight, your health plan may be able to help. Most health plans in Texas have free tools and programs to help your reach those goals. Here are tips for the most common health goals.

Your health plan can help you quit smoking or lose weight

If you’re trying to quit smoking or lose weight, your health plan may be able to help. Most health plans in Texas have free tools and programs to help your reach those goals. Here are tips for the most common health goals.

Considering a career in insurance? You’ll need to get an agent or adjuster license. Here are some tips for getting a license and starting a career.

Careers in insurance: How to become an insurance agent or adjuster

Considering a career in insurance? You’ll need to get an agent or adjuster license. Here are some tips for getting a license and starting a career.

Electric scooter rentals are popular in Texas’ big cities and near college campuses. If you’ve been using one or want to try it, here’s what you need to know about scooters and insurance.

Electric scooter insurance: What to know before you hop on

Electric scooter rentals are popular in Texas’ big cities and near college campuses. If you’ve been using one or want to try it, here’s what you need to know about scooters and insurance.

If your health plan covers mental health issues, the law requires it to give the same level of benefits, such as the number of office visits, as it does for a physical illness or injury. This is known as mental health parity. Here’s what else you should know about parity and getting help.

How to get help with a mental health issue

If your health plan covers mental health issues, the law requires it to give the same level of benefits, such as the number of office visits, as it does for a physical illness or injury. This is known as mental health parity. Here’s what else you should know about parity and getting help.

Going to the doctor can be hard on your mailbox. One of the many documents you’ll get after a health care visit is an explanation of benefits, often called an EOB. What is it, and why is it important?

Understanding an explanation of benefits

Going to the doctor can be hard on your mailbox. One of the many documents you’ll get after a health care visit is an explanation of benefits, often called an EOB. What is it, and why is it important?

You found an apartment or high-rise in your price range and the location is great. When you’re checking out the space, take a few minutes to check the fire safety features. And make sure you learn the building evacuation plan.

How to check for apartment fire safety

You found an apartment or high-rise in your price range and the location is great. When you’re checking out the space, take a few minutes to check the fire safety features. And make sure you learn the building evacuation plan.

When you file an insurance claim, the insurance company’s adjuster probably will be the person you deal with most often. Understanding the adjuster’s role and your options can help the claims process go more smoothly.

Working with an insurance adjuster

When you file an insurance claim, the insurance company’s adjuster probably will be the person you deal with most often. Understanding the adjuster’s role and your options can help the claims process go more smoothly.

Most insurance companies use your credit history to help them decide whether to sell you insurance and how much it will cost. Here’s what you should know about your credit and how it can affect your insurance.

How your credit score can affect your insurance rates

Most insurance companies use your credit history to help them decide whether to sell you insurance and how much it will cost. Here’s what you should know about your credit and how it can affect your insurance.

If you think the other driver was at fault, here are some tips to keep in mind.

Were you in an accident caused by the other driver?

If you think the other driver was at fault, here are some tips to keep in mind.

If you hear thunder, find shelter fast. Lightning strikes kill more Americans than hurricanes most years, according to the National Oceanic and Atmospheric Administration (NOAA). Here are some tips for staying safe in a thunderstorm.

Thunderstorms: How to protect yourself from lightning

If you hear thunder, find shelter fast. Lightning strikes kill more Americans than hurricanes most years, according to the National Oceanic and Atmospheric Administration (NOAA). Here are some tips for staying safe in a thunderstorm.

Having a detailed home inventory is important if you ever need to make an insurance claim. Here are four things to know about making a home inventory.

A home inventory: why you need it and how to do it

Having a detailed home inventory is important if you ever need to make an insurance claim. Here are four things to know about making a home inventory.

Think about your age, your financial situation, and if you have people who depend on your income. If you do decide to shop for life insurance, here are some things to consider.

Do you need life insurance?

Think about your age, your financial situation, and if you have people who depend on your income. If you do decide to shop for life insurance, here are some things to consider.

Your roof is the first line of defense against severe weather. In Texas, a roof can take a beating from the weather, so here’s what you need to know when you buy a home insurance policy, file a claim, or replace your roof.

Insurance and your roof: What to know when buying a policy or filing a claim

Your roof is the first line of defense against severe weather. In Texas, a roof can take a beating from the weather, so here’s what you need to know when you buy a home insurance policy, file a claim, or replace your roof.

Shopping for auto insurance is like shopping for any major item. It's a good idea to shop around to find the policy that best meets your needs and budget.

10 steps to find the right auto insurance

Shopping for auto insurance is like shopping for any major item. It's a good idea to shop around to find the policy that best meets your needs and budget.

Shopping for insurance is like shopping for any major item. It's a good idea to shop around to find the policy that best meets your needs and pocketbook.

10 steps to find the right home insurance

Shopping for insurance is like shopping for any major item. It's a good idea to shop around to find the policy that best meets your needs and pocketbook.

If you believe your insurance company didn’t pay enough to cover your damages or unfairly denied your claim, you have options. Click on the type of policy to learn more. You can also call our Help Line at 800-252-3439, 8 a.m. to 5 p.m. Monday to Friday.

What if my insurance isn't paying enough?

If you believe your insurance company didn’t pay enough to cover your damages or unfairly denied your claim, you have options. Click on the type of policy to learn more. You can also call our Help Line at 800-252-3439, 8 a.m. to 5 p.m. Monday to Friday.

Most people need to enroll in Medicare through Social Security when they turn 65. It can be a confusing process, but knowing some key facts can help you decide on the best plan.

How to pick the right Medicare plan

Most people need to enroll in Medicare through Social Security when they turn 65. It can be a confusing process, but knowing some key facts can help you decide on the best plan.

Once an engine gets waterlogged, it’s almost impossible to ever make it right. Unfortunately, some unscrupulous sellers will buy these salvage cars at auction and resell them to unsuspecting buyers across the state and nation. Here’s what to do if that used car deal looks too good to be true.

Beware of buying flood-damaged vehicles

Once an engine gets waterlogged, it’s almost impossible to ever make it right. Unfortunately, some unscrupulous sellers will buy these salvage cars at auction and resell them to unsuspecting buyers across the state and nation. Here’s what to do if that used car deal looks too good to be true.

If you live along the Texas coast, your property must meet certain building standards to get a windstorm insurance policy through the Texas Windstorm Insurance Association. Here are some things to keep in mind for new construction, repairs, or renovations.

What you need to know about windstorm inspections

If you live along the Texas coast, your property must meet certain building standards to get a windstorm insurance policy through the Texas Windstorm Insurance Association. Here are some things to keep in mind for new construction, repairs, or renovations.

Here are answers to some common questions if your car was flooded.

My car was flooded

Here are answers to some common questions if your car was flooded.

For most people, their home is their biggest investment. When it’s damaged, you want to make sure it’s repaired properly and quickly. Understanding the claims process will help ensure that you get the full value from your homeowners insurance policy.

How do I file a homeowners insurance claim?

For most people, their home is their biggest investment. When it’s damaged, you want to make sure it’s repaired properly and quickly. Understanding the claims process will help ensure that you get the full value from your homeowners insurance policy.

Here are some things to know about deductibles when deciding what policy to buy.

What to know about deductibles

Here are some things to know about deductibles when deciding what policy to buy.

Out-of-town scam artists may be the first to arrive at your front door after a disaster. To protect what you invest in repairs, hire local contractors, get written bids, and check references. Use these tips to avoid problems.

How to avoid contracting scams

Out-of-town scam artists may be the first to arrive at your front door after a disaster. To protect what you invest in repairs, hire local contractors, get written bids, and check references. Use these tips to avoid problems.

Whether you’re an entering freshman or about to wrap up your senior year, it pays to make sure your insurance needs are in order. Here are some things to consider.

Insurance tips – college edition

Whether you’re an entering freshman or about to wrap up your senior year, it pays to make sure your insurance needs are in order. Here are some things to consider.

Fireworks are a big part of many holiday celebrations, but they also can be dangerous. Here are five things to know to have fun with fireworks and stay safe.

How to stay safe when using fireworks

Fireworks are a big part of many holiday celebrations, but they also can be dangerous. Here are five things to know to have fun with fireworks and stay safe.

There’s nothing more Texan than burgers and barbecue on a summer day. Follow these tips to make sure your cookout is a safe one.

Grill tips for your next tailgate or cookout

There’s nothing more Texan than burgers and barbecue on a summer day. Follow these tips to make sure your cookout is a safe one.

Not all travel insurance is the same. Some policies only cover certain kinds of trip cancellations. Here are some questions to help you decide if you need travel insurance and what kind of policy will work best for your trip.

Travel insurance: What does it cover and when do you need it?

Not all travel insurance is the same. Some policies only cover certain kinds of trip cancellations. Here are some questions to help you decide if you need travel insurance and what kind of policy will work best for your trip.

Summer is the time for getting the most out of your swimming pool. Take a minute to review your homeowners insurance to make sure your pool is fully covered.

Is your swimming pool covered?

Summer is the time for getting the most out of your swimming pool. Take a minute to review your homeowners insurance to make sure your pool is fully covered.

If your summer plans include boating, make sure you know what’s covered and what isn’t.

Do you need boat insurance?

If your summer plans include boating, make sure you know what’s covered and what isn’t.

Bringing a child into your life can be joyous, but it’s also hectic. Here are some tips to help you get your insurance in order. Diaper changing is on you.

Welcoming a child to the family? Don’t forget the insurance.

Bringing a child into your life can be joyous, but it’s also hectic. Here are some tips to help you get your insurance in order. Diaper changing is on you.

Victims of identity theft can be left with a bad credit record that can take months to correct. Here’s what you need to know about identity theft insurance and how to protect yourself.

What to know about identity theft insurance

Victims of identity theft can be left with a bad credit record that can take months to correct. Here’s what you need to know about identity theft insurance and how to protect yourself.

Ride-sharing services are popular and convenient, but here are three questions to ask before giving or requesting a ride.

Ride sharing: 3 questions to ask

Ride-sharing services are popular and convenient, but here are three questions to ask before giving or requesting a ride.

If your car is declared a total loss after an accident, you may be wondering about your options. Here are answers to three common questions.

My car was totaled! Now what?

If your car is declared a total loss after an accident, you may be wondering about your options. Here are answers to three common questions.

Hey, we know reviewing your insurance isn't the most fun way to spend an afternoon, but it beats cleaning out the garage. Here are some tips to get you started.

Your annual insurance review

Hey, we know reviewing your insurance isn't the most fun way to spend an afternoon, but it beats cleaning out the garage. Here are some tips to get you started.

Did you wake up with a sore throat but can’t get an appointment with your doctor? You have several options to get the care you need – and avoid a big bill later.

Care options and costs

Did you wake up with a sore throat but can’t get an appointment with your doctor? You have several options to get the care you need – and avoid a big bill later.

Rides like inflatables, rock walls, mobile mechanical rides, mechanical bulls, and trackless trains can provide your guests hours of amusement. Before renting an amusement ride, check out our five tips to help you have a safe event.

Renting amusement rides: 5 tips for a safe event

Rides like inflatables, rock walls, mobile mechanical rides, mechanical bulls, and trackless trains can provide your guests hours of amusement. Before renting an amusement ride, check out our five tips to help you have a safe event.

Before settling down with that hot cup of cocoa, make sure your home and car are ready for the cold weather. Here are six tips for protecting your family and property this winter.

Winter safety: 6 tips for your home and car

Before settling down with that hot cup of cocoa, make sure your home and car are ready for the cold weather. Here are six tips for protecting your family and property this winter.

Yes. The state of Texas requires all drivers – including motorcyclists – to prove financial responsibility for any accidents they may cause. In most cases this means buying a basic liability insurance policy.

Do motorcycles need to be insured?

Yes. The state of Texas requires all drivers – including motorcyclists – to prove financial responsibility for any accidents they may cause. In most cases this means buying a basic liability insurance policy.

Continuing education keeps you informed and helps you better serve Texas consumers. Stay current with your requirements to avoid penalties.

What agents should know about continuing ed

Continuing education keeps you informed and helps you better serve Texas consumers. Stay current with your requirements to avoid penalties.

If you’re in the military, it’s a good idea to ask your insurance agent about possible deployment issues before you buy a policy. If you’re getting ready to deploy, here are some things to keep in mind.

Deploying? 5 things to know about your insurance

If you’re in the military, it’s a good idea to ask your insurance agent about possible deployment issues before you buy a policy. If you’re getting ready to deploy, here are some things to keep in mind.

Pet insurance can help cover the cost of expensive vet bills if your dog, cat, or other pet is injured or gets sick. Here’s what to ask when looking at plans.

5 questions to ask when buying pet insurance

Pet insurance can help cover the cost of expensive vet bills if your dog, cat, or other pet is injured or gets sick. Here’s what to ask when looking at plans.

Your landlord’s insurance won’t cover your personal items, but renters insurance is usually very affordable.

Renters insurance: What does it cover and how much does it cost?

Your landlord’s insurance won’t cover your personal items, but renters insurance is usually very affordable.

Shopping for insurance can be a confusing maze of jargon, polices, and prices. We have a few tips to help you get the protection you need at the best price.

How to shop smart for insurance

Shopping for insurance can be a confusing maze of jargon, polices, and prices. We have a few tips to help you get the protection you need at the best price.

If you rent out your house, a room in your house, or rides in your car, there’s a good chance your personal insurance policy won’t cover any damage or injuries.

Home sharing: 3 questions to ask

If you rent out your house, a room in your house, or rides in your car, there’s a good chance your personal insurance policy won’t cover any damage or injuries.