Get your license
Most people get a license that gives them several career options. Here are the three most common in Texas:
- General lines – life, accident, and health: Lets you sell life and health insurance, including annuities, with just one license.
- General lines – property and casualty: Lets you sell home, auto, commercial, liability, and other types of personal and limited lines property and casualty insurance with one license.
- All lines adjuster: This is the most common license for adjusters. It covers catastrophe, property and casualty, workers’ compensation, and other types of insurance.
Take the right test
You need to pass an exam to get most licenses. Here are the exam codes for the most common licenses:
- General lines – life, accident, and health: InsTX-LAH05
- General lines – property and casualty: InsTX-PC06
- Adjuster – all lines: InsTX-ALAdj16
Some companies will pay for your exam if you agree to work for them. In some cases, you can take a company exam instead of the state exam.
Study before the test
The tests aren’t easy. For the three most common licenses, passing rates in February 2021 were 60% for life, accident, and health, 53% for property and casualty, and 47% for adjuster-all lines.
You're a lot more likely to pass if you take a preparation course. You can find several prep courses with a quick online search or visit PearsonVue, the state's exam vendor, for suggestions.
After the test
Get a background check, apply for your license, pay your fee.
- Schedule an appointment with IdentoGO to get electronic fingerprint images. Use service code 11G6QF. Send a digital copy to TDI and the Texas Department of Public Safety.
- You have a year to apply for a license and pay the application fee.
- There’s no fee for new applications if you are a military service member, veteran, or family member with a license in another state.
Other license options
You might be able to get a temporary license if you haven’t passed the test yet.
- You need a sponsor who already has an insurance license.
- A temporary license is good for 90 days, and you can apply for a 90-day extension.
- You can get a regular license if you pass the exam while you have a temporary license.
- For more about temporary licenses, visit agent and adjuster licensing.