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Get your license
Most people get a license that gives them several career options. Here are the three most common in Texas:
- General lines – life, accident, and health: Lets you sell life and health insurance, including annuities, with just one license.
- General lines – property and casualty: Lets you sell home, auto, commercial, liability, and other types of personal and limited lines property and casualty insurance with one license.
- All lines adjuster: This is the most common license for adjusters. It covers catastrophe, property and casualty, workers’ compensation, and other types of insurance.
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Take the right test
You need to pass an exam to get most licenses. Here are the exam codes for the most common licenses:
- General lines – life, accident, and health: InsTX-LAH05
- General lines – property and casualty: InsTX-PC06
- Adjuster – all lines: InsTX-ALAdj16
Some companies will pay for your exam if you agree to work for them. In some cases, you can take a company exam instead of the state exam.
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Study before the test
The tests aren’t easy. For the three most common licenses, passing rates in February 2021 were 60% for life, accident, and health, 53% for property and casualty, and 47% for adjuster-all lines.
You're a lot more likely to pass if you take a preparation course. You can find several prep courses with a quick online search or visit PearsonVue, the state's exam vendor, for suggestions.
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After the test
Get a background check, apply for your license, pay your fee.
- Schedule an appointment with IdentoGO to get electronic fingerprint images. Use service code 11G6QF. Send a digital copy to TDI and the Texas Department of Public Safety.
- You have a year to apply for a license and pay the application fee.
- There’s no fee for new applications if you are a military service member, veteran, or family member with a license in another state.
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Other license options
You might be able to get a temporary license if you haven’t passed the test yet.
- You need a sponsor who already has an insurance license.
- A temporary license is good for 90 days, and you can apply for a 90-day extension.
- You can get a regular license if you pass the exam while you have a temporary license.
- For more about temporary licenses, visit agent and adjuster licensing.