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Good driver discount
Companies see good drivers as less of a risk. You can probably get this discount if you haven’t filed an insurance claim and have a good driving record.
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Safe car discount
Cars with more anti-theft devices are less likely to be stolen, which is good for you and your company. If you have anti-theft devices or add them after you buy a policy, tell your company.
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Multi-car discount
If you have more than one car on your policy, you’ll probably get a discount. You also might get a discount for having other policies with the same company, like a home or renters policy.
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Low-mileage discount
If you don’t drive much, your chances of staying accident-free are better. Let your company know if you work from home or only drive for pleasure.
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Good student discount
If you have high school or college students who get good grades, let your company know. Companies often reward good students with a discount.
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Final tip
If you’re not happy with the price of your insurance, shop for a better rate. It’s a good idea to shop at least every three years. You often get the best rates when you’re willing to switch companies. Start by getting sample rates at HelpInsure.com.
Resources
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