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Texas Department of Insurance
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Public Protection Classification (PPC) Oversight

Public Protection Classification (PPC) is the countrywide classification system used by the Insurance Services Office, also known as ISO Mitigation, to grade a community's local fire protection. This grade is then used to set property insurance rates.

The public fire protection of a city, town, or area is graded using ISO's Fire Suppression Rating Schedule to develop the community's classification. See also Texas Exceptions to the Fire Suppression Rating Schedule (PDF).

The Texas State Fire Marshal’s PPC oversight officer provides the following services:

  • Approve / disapprove PPC rating recommendations.
  • Mediate complaint resolution.
  • Technical assistance to departments

For questions, contact the PPC oversight officer at


For more information, contact:

Last updated: 5/28/2024