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The Actuarial Corner

TDI has developed this webpage to assist property and casualty insurers with the making and filing of rates. Our actuarial staff consolidated information from TDI's website onto this page to assist your actuarial staff.

General Information for filing rates in Texas

Rate filings, and any supporting information filed, are public information subject to Chapter 552, Government Code. See Tex. Ins. Code §2251.107. Rate filings for workers' compensation, and any supporting information filed, are open to public inspection as of the date the filing is made. See Tex. Ins. Code §2053.002.

How do I make a filing?

To assist insurers, TDI has developed the Filings Made Easy Guide ( FME Guide). The online version contains hot links to applicable statutes and rules.

TDI has developed personal lines rate filing templates that include checklists and exhibits to assist insurers in making full and complete filings.

When do I make a rate filing?

  • Companies must file rates regulated under Chapter 2251 and Chapter 2053 on or before the effective date.
  • Companies must file Mortgage Guaranty rates (regulated under Chapter 3502) 15 days prior to use.

Where does my filing go?

Where does my filing go

  • Intake Unit receives all rate, form, rule, and credit model filings.
  • Personal Lines Section reviews personal lines form and rule filings.
  • Commercial Property/Casualty Section reviews commercial lines, including workers' compensation, form and rule filings.
  • Property & Casualty Actuarial Office reviews property and casualty rate and credit score model filings.

Who Acknowledges receipt of my filing?

The Intake Unit issues acknowledgment letters for rate only filings and credit model filings. For any filing containing forms or manual rules, either the Personal Lines Section or the Commercial Property/Casualty Section issues acknowledgement letters.

For more information, contact:

Last updated: 3/19/2018