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Employer resources

In Texas, private employers can choose to carry workers' compensation insurance coverage, but it is not required in most cases. A workers' compensation insurance policy provides lost wages and medical benefits to employees injured on the job. Except when gross negligence results in a fatality, coverage limits liability if an employee sues your business for damages.

Employers without workers' compensation insurance coverage

(also called non-subscribers)

Must report to the state that they do not have coverage.
Must also report to DWC any work-related injuries resulting in more than one day of lost time, as well as all work-related illnesses, and deaths.
Non-covered employers fact sheet
Injured employee rights and responsibilities

Employers with workers' compensation insurance coverage

Must report to their insurance carrier any work-related injuries resulting in more than one day of lost time, and all work-related illnesses and deaths.
Certified self insurance
Employer coverage forms and notices
Adjusted gross annual payroll requirements determined for coverage of seasonal worker

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Employer resources

Employers without workers' compensation insurance coverage

Employers with workers' compensation insurance coverage

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