The State of Texas is part of the U.S. insurance regulatory framework which is a highly coordinated state-based national system designed to protect policyholders and to serve the greater public interest through the effective regulation of the U.S. insurance marketplace. Through the National Association of Insurance Commissioners (NAIC), U.S. insurance regulators, establish national standards and best practices, conduct peer reviews and coordinate their regulatory oversight to better protect the interests of consumers while ensuring a strong, viable insurance marketplace. US insurance regulators also participate in the International Association of Insurance Supervisors (IAIS) along with the NAIC by participating in all its major standard setting initiatives, including working with fellow regulators from around the world to better supervise cross-border insurers, identifying systemic risk in the insurance sector, and creating international best practices.
The Texas Department of Insurance is a dynamic leader in responsible state, national, and global regulation, consumer protection, and market viability.
The Texas Department of Insurance mission is to protect insurance consumers by:
- Regulating the insurance industry fairly and diligently
- Promoting a stable and competitive market
- Providing information that makes a difference.
Agency Regulatory Approach
The Texas Department of Insurance will exemplify friendly, courteous, ethical, and professional behavior in all areas of performance by:
- Providing the best value in services to the people of Texas
- Applying the law and the agency policy fairly and consistently throughout the state,
- Communicating openly and providing timely and accurate information to the public we serve, and to all our fellow employees, and
- Communicating internally and externally, we evaluate and adjust the course of the agency in response to changes in conditions.
TDI's Compact with Texans provides all the basic information you need to learn more about the many services and resources the agency offers Texans.
The recorded history of insurance law in Texas and the predecessors of the Texas Department of Insurance date back to 1876 -- the year Mark Twain published "The Adventures of Tom Sawyer" and Colorado became the 38th state. The constitution of Texas adopted that year authorized the Legislature to create the office of Insurance Commissioner when it deemed it necessary. Two years earlier, the state had made its first effort to regulate the insurance business in Texas. The state's economy and population were growing, and wildcat insurance schemes were common. The 14th Legislature in 1874 passed a law regulating the life and health insurance business in the areas of company formation, activities and coverage.
- Commissioner's Page
- Business Development - More from TDI's Business Development Specialist.
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Last updated: 04/13/2016