Texas Windstorm Insurance Association (TWIA) Resources

Meeting Notices | Bulletins | News | Rules of Interest | Expert Panel | Policyholder Assistance | HB 3 Implementation | Publications/Reports | Related Links

TWIA Submissions

TWIA meetings past and present

TWIA Meeting Library

Bulletins

• B-0007-18 - Extension of the Deadline for TWIA Claimants to Demand Appraisal for Claims Arising from Hurricane Harvey
• B-0033-17 - Extension of the Deadline for TWIA Claimants to Demand Appraisal for Claims Arising from Hurricane Harvey
• B-0030-13 - Data Call on Residential Property Windstorm Exclusion Credits

Rules of Interest

• TDI adopts new and amended rules to clarify claims-related deadlines on TWIA claims:

  • New Section 5.4204—supplementary payment requests
  • Amended sections:
    • Section 5.4203—good cause extensions
    • Section 5.4211—appraisal process
    • Section 5.4222—extensions of appraisal deadlines
    • Section 5.4241—mediation deadlines
  • Commissioner Order—2019-6173

• TWIA Assumption Reinsurance Depopulation Program | Annual Process | Documents Index 2019-2020

• Amendments to Inspections for Windstorm and Hail Insurance (HB 2439 Implementation, 84th Legislature) 28 TAC §5.4603; New §§5.4601, 5.4604, 5.4608-5.4610, 5.4612, 5.4615, 5.4620-5.4623, 5.4625-5.4626, 5.4640, and 5.4642 and Repeal of §§5.4601, 5.4602, 5.4604, and 5.4608 - Order 2016-4869, Effective 01/18/2017.
• Items Not Requiring Inspection for Windstorm and Hail Insurance Coverage 28 TAC §5.4605 - Order 4541, Effective 07/18/2016.
• Repeal of Obsolete TWIA Inspection Waiver Program Rules 28 TAC §5.4906 and §5.4907 - Order 4438, Effective 05/26/2016.
• TWIA Loss Funding and Premium Surcharge Rules (SB 900) - Order 4300, Effective 03/09/2016.
• TWIA Depopulation Programs 28 TAC §§5.4301-5.4309 (SB 900) - Order 4203, Effective 12/22/2015.

View all TWIA rules

TWIA Expert Panel

• Rules concerning claim settlement guidelines to be used by TWIA- Adoption of 28 TAC §5.4023 and §§5.4029-5.4041 and Repeal of 28 TAC §5.4016 - Order 2017-4978, Effective 03/28/2017.
• Final Report from Expert Panel
• Peer Review Report - C. Jones
• Peer Review Report - L. Manuel
• Peer Review Report - H. Needham
• Peer Review Report - Rimkus Consulting Group, Inc.
• Peer Review Report - M. Zadeh
• Expert Panel Rule

Policyholder Assistance

• Appraisal and Mediation Rules - TWIA Consumer Assistance; Claim Processes, 28 TAC 5.4200 - 5.4253

HB 3 Implementation (82nd Legislature, First Called Session)

• Appraisal Umpire Roster
• Mediator Roster
• Request for Application Forms for Appraisal Umpire (Form PC406) and Mediator (Form PC407)
• Extend Existing Certificate of Compliance Transition Program 28 TAC §5.4907 - Order 11-0668, Effective 8/15/2011.
• Policy Forms, Endorsements, and Manual Rules 28 TAC §5.4911 - Order 11-0830, Effective 11/27/2011.
• Declination of Coverage and Minimum Retained Premium 28 TAC §5.4903 and §5.4905 - Order 11-0966, Effective 1/8/2012.
• Insurance Policy Applications, Endorsements, and Manual Rules 28 TAC §5.4911 - Order 12-0028, Effective 1/10/2012.
• Ombudsman Program Consumer Assistance; Claim Processes 28 TAC §5.4201 - Order 12-0156, Effective 3/19/2012.
• Alternative Eligibility Program 28 TAC §5.4920-5.4926 - Order 12-0723, Effective 9/19/2012,
  WPI-1-AC; WPI-2-AC; and WPI-12. Proposed Repeal (SB 1702, 83rd Legislature, Regular Session) - Adopted Repeal - Order 2874, Effective 12/23/2013.
• Appointment of Engineers as Qualified Inspectors 28 TAC §5.4608 - Order 12-0788, Effective 10/22/2012 - REPEALED - Order 2016-4869, Effective 01/18/2017.
• Loss Funding Rule 28 TAC §§5.4101 - 5.4149 - Withdrawn by Operation of Law - Effective 12/27/2012.
• Repeal of Loss Funding 28 TAC §5.4131 and §5.4132 - Withdrawn by Operation of Law - Effective 12/27/2012.
• Expert Panel Rule Consumer Assistance; Claim Processes 28 TAC §5.4260-5.4268 - Order 2140, Effective 1/9/2013.
• Appraisal and Mediation Processes Consumer Assistance; Claim Processes 28 TAC §§5.4200, 5.4211-5.4222, 5.4231-5.4241, and 5.4251-5.4253 - Order 2246, Effective 2/14/2013.
• REPEAL of Loss Funding 28 TAC §5.4131 and §5.4132 - Order 3299, Effective 6/12/2014.
• New and Amended Loss Funding 28 TAC §§5.4101, 5.4102, 5.4121, 5.4123-5.4128, 5.4133, 5.4135, 5.4136, 5.4141-5.4147, 5.4148, 5.4149 and 5.4164 - Order 3301, Effective 6/12/2014.
• REPEAL of Premium Surcharge 28 TAC §5.4183 - Order 3300, Effective 6/12/2014.
• Amendments to Premium Surcharge 28 TAC §§5.4171-5.4173, 5.4181, 5.4182, 5.4184-5.4187, 5.4189-5.4192 - Order 3302, Effective 6/12/2014.
• Good Cause Rule; Extension of Time to File TWIA Claims - 28 TAC §5.4200 and §5.4202 - Order 3715, Effective 1/5/2015.

Publications/Reports

• Texas Windstorm Insurance Association Overview June 30, 2024 Edition
• Windpool Survey Report 2014
• House Insurance Committee Request Windpool Survey 2012

Related information regarding the Texas Windstorm Insurance Association (TWIA) may be found at:

• Texas Windstorm Insurance Association website
• TWIA Submissions
• Windstorm Inspection Program
• Commercial Insurance
• Disasters: how to prepare and recover
• Texas FAIR Plan Association Resource
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