Consumer Protection
Finding the Best Value for Your Insurance Dollar
TDI's Auto Insurance Price Comparisons and Home Insurance Price Comparisons help people shop for insurance and show annual price estimates submitted to TDI by the companies listed. Both auto and homeowners price comparisons show estimates for the type of policy a company is "most likely" to sell to new customers.
Along with price estimates, the guides provide contact information for each company listed, an AM Best financial rating, a complaint index, and shopping tips. The online price comparisons also include information on discounts offered.
Note: The price comparisons show annual price estimates submitted to the Texas Department of Insurance (TDI) by the companies listed, and represent typical coverages for hypothetical profiles. The price information cannot be used to compare insurance rates between companies over time.
Highlights
Various Resources
- Federal Health Care Reform Resource Page
- American Recovery and Reinvestment Act Resource Page
- Race-based Pricing Web Resource Page
- Data Calls and Surveys
- Consumers in the Houston and Galveston should be wary of deceptive advertisements from companies using names similar to that of the Texas Department of Insurance (TDI). TDI on April 3, 2009, issued a cease and desist order against Randy Barber and various unauthorized entities after they distributed advertisements giving the false impression that they are affiliated with TDI. Read the information sheet for more details.
Company Resource Pages
- Title Agencies in Receivership Resource Page
- Texas Memorial Life Insurance Company
- W.I.N. Association Resource Page
- AIG Resource Page
- Capitol County Mutual Fire Insurance Company Resource Page
- Brooke Corporation Resource Page
- United Title of Texas Resource Page
- Memorial Service Life and Lincoln Memorial Life Resource Page
- If My Insurance Company Fails - Find out what will happen to your policy or benefits if your insurance company becomes insolvent. Learn who pays claims, the maximum amounts payable, how you can receive unearned premium refunds, and how to shop for new coverage.
Shopping for Insurance / File A Complaint
- Mediation for Out-of-Network Hospital-based Health Care Provider Claims
- Shopping for Insurance Resource Page
- Identity Theft and Credit Scoring: What You Should Know
- Need a list of insurance companies of interest to consumers? - Lists includes major Texas insurance companies based on policy premiums (homeowners, auto, workers´ compensation, accident and health, HMO, life and annuities)
- Each year TDI helps consumers with more than 30,000 complaints. Because of TD's efforts, consumers received $48 million more in claims and refunds last year.
File a Complaint Online | Complaint Help - TDI Complaint Stakeholders Resource Page
Consumer Alerts
- Forced Placed Coverage
- Car Buyers Urged to Beware of Flood-damaged Vehicles
- Seniors Urged to be Careful with Personal Information | (En Español)
- Protect Yourself Against Medicare Advantage Fraud | (En Español) | (Chinese) | (Vietnamese) | (Korean)
- Stranger-Owned Life Insurance: Zero Premium Life Insurance and New Issue Settlements
Disaster-Related Resource Pages
- Deepwater Horizon Oil Spill Resource Page
- Hurricane Alex Resource Page
- H1N1 Flu Resource Page (En Español)
- Hurricane Ike Resource Page (En Español)
- Hurricane Gustav Resource Page (En Español)
- Tropical Storm Edouard Resource Page
- Hurricane Dolly Resource Page (En Español) Are you prepared for hurricane season?
- May 2008 Texas Storms Resource Page
- Wildfire Resource Page
- Thunderstorm, Wind and Hail Insurance Resource Page
- Flood Resource Page
- Home Inventory Checklist (PDF) | (RTF) (En Español)
- Business Interruption Coverage | Word | PDF
Health Care-Related Resource Pages
- Long-Term Care Resource Page
- Discount Health Care Programs Resource Page
- Consumer Guide to Health Care Billing
- Workers' Compensation Health Care Networks for Injured Employees
- Medicare Prescription Drug Coverage (Medicare Part D)
- Companies Marketing Life Insurance
- HR Trust Resource Page
- Chiropractors Resource Page
- Unauthorized Insurance Plans
- Advertising Workgroup Resource Page
| Help For | Toll-Free # |
|---|---|
| Consumers | 800-252-3439 |
| Injured Workers | 800-252-7031 |
| Reporting Arson | 877-434-7345 |
| Reporting Fraud | 888-327-8818 |
| Safety Violations | 800-452-9595 |
| [ tdi phone listings ] | |
| Help For | Link |
|---|---|
| Agents / Adjusters | |
| Filing Complaints | |
| Health Providers | |
| Media / Others | |
| Website Problems | |
| Favorite Links | |
|---|---|
| Agent Lookup | Company Lookup |
| Enforcements | DWC Home |
| DWC Forms | All Other Forms |
| TDI Jobs | TXCOMP Home |
| TDI StormLink | Windstorm |
| [ popular links · more lookups ] | |
For more information contact:
Last updated: 10/11/2011
