Title Insurance Basic Manual

The basic manual for rules, rates, and forms for the writing of title insurance in the state of Texas. Contains seven sections and an appendix.

Section I – TITLE 11 of the Texas Insurance Code and is referred to as the Texas Title Insurance Act. It contains statutes specific to title insurance that have been enacted by the Texas Legislature. It also contains portions of TITLE 3 and TITLE 5 pertaining to title insurance. You will have to use the "back" button to return to this site. SCROLL DOWN TO THE INDEX BELOW TO SELECT THE INDIVIDUAL SECTIONS WITHIN TITLE 11, TITLE 3 AND TITLE 5

Section II – INSURING FORMS contains all the title insurance forms adopted for use in the State of Texas. It also contains the instructions for certain endorsements.

Section III – RATE RULES contains the basic rates for writing title insurance and other rate rules to be applied under specific circumstances.

Section IV – PROCEDURAL RULES contains the procedural rules for writing title insurance. These rules address a variety of procedures. Some rules set out the circumstances under which certain rate rules or forms are to be used and others set out guidelines or restrictions of certain business activities or practices.

Section V – EXHIBITS AND FORMS contains exhibits and forms to be used in the business of title insurance. It also includes minimum standards, specific instructions and forms for audit of trust funds.

Section VI – ADMINISTRATIVE RULES contains the administrative rules that pertain to licensing title agents, direct operations and escrow officers. It also sets out procedures for ceasing business.

Section VII – CLAIMS contains claims handling principals and procedures.

Section VIII – PERSONAL PROPERTY TITLE INSURANCE contains the statute, forms, rules and rates that pertain to Personal Property Title Insurance.

Appendix contains all pertinent and timely bulletins issued by the State Board of Insurance or the Commissioner of Insurance.

Alphabetical list of Title forms and rules

Texas Insurance Code

TITLE 11. TITLE INSURANCE
SUBTITLE A. GENERAL PROVISIONS

CHAPTER 2501. GENERAL PROVISIONS

• Sec. 2501.001 SHORT TITLE
• Sec. 2501.002 PURPOSE; LEGISLATIVE INTENT
• Sec. 2501.003 DEFINITIONS
• Sec. 2501.004 ABSTRACT PLANT; JOINT ABSTRACT PLANT OPERATION
• Sec. 2501.005 BUSINESS OF TITLE INSURANCE
• Sec. 2501.006 CLOSING THE TRANSACTION
• Sec. 2501.007 REFERENCES TO TITLE
• Sec. 2501.008 THIRD-PARTY CHARGES
• Sec. 2501.009 GIFTS, GRANTS, AND DONATIONS FOR EDUCATIONAL PURPOSES

CHAPTER 2502. PROHIBITED CONDUCT

SUBCHAPTER A. PROHIBITED CONDUCT IN GENERAL

• Sec. 2502.001 ENGAGING IN CERTAIN INSURANCE BUSINESS PROHIBITED
• Sec. 2502.002 COVERAGE FOR UNMARKETABILITY OF TITLE PROHIBITED
• Sec. 2502.003 INSURING AROUND DEFINED; PROHIBITIONS AND EXCEPTIONS
• Sec. 2502.004 GUARANTEE OF MORTGAGE PAYMENT PROHIBITED
• Sec. 2502.005 CIVIL PENALTY
• Sec. 2502.006 CERTAIN EXTRA HAZARDOUS COVERAGES PROHIBITED

SUBCHAPTER B. REBATES AND DISCOUNTS

• Sec. 2502.051 REBATES AND DISCOUNTS PROHIBITED
• Sec. 2502.052 CERTAIN DIVISIONS OF REAL PROPERTY CHARGES PROHIBITED
• Sec. 2502.053 CERTAIN COMPENSATORY PAYMENTS NOT PROHIBITED
• Sec. 2502.054 CERTAIN DIVISIONS OF PREMIUMS NOT PROHIBITED
• Sec. 2502.055 PROMOTIONAL AND EDUCATIONAL ACTIVITIES NOT REBATES
• Sec. 2502.056 MONETARY FORFEITURE
• Sec. 2502.057 CERTAIN COMPENSATORY PAYMENTS RELATED TO CERTAIN ELECTRIC ENERGY PROJECTS PERMITTED
  [Chapters 2503-2550 reserved for expansion]

SUBTITLE B. ORGANIZATION OF TITLE INSURANCE COMPANIES

CHAPTER 2551. TITLE INSURERS

SUBCHAPTER A. GENERAL PROVISIONS

• Sec. 2551.001 APPLICABILITY OF TITLE AND OTHER LAW
• Sec. 2551.002 APPLICABILITY OF LAW GOVERNING CORPORATIONS
• Sec. 2551.003 RULEMAKING; AUTHORITY OF DEPARTMENT AND COMMISSIONER
  [Sections 2551.004-2551.050 reserved for expansion]

SUBCHAPTER B. FORMATION

• Sec. 2551.051 FORMATION; GENERAL PURPOSES AND POWERS
• Sec. 2551.052 NAME
• Sec. 2551.053 STOCK AND SURPLUS REQUIREMENTS
• Sec. 2551.054 PURCHASE OF OWN STOCK
• Sec. 2551.055 CHARTER OF CORPORATION ENGAGING IN BUSINESS OF TITLE INSURANCE
• Sec. 2551.056 REGULATION OF CERTAIN CORPORATIONS
  [Sections 2551.057-2551.100 reserved for expansion]

SUBCHAPTER C. AUTHORITY TO ENGAGE IN BUSINESS

• Sec. 2551.101 CERTIFICATE OF AUTHORITY REQUIRED
• Sec. 2551.102 ISSUANCE OF CERTIFICATE OF AUTHORITY
  [Sections 2551.103-2551.150 reserved for expansion]

SUBCHAPTER D. GENERAL POWERS AND DUTIES

• Sec. 2551.151 ADMISSIBLE INVESTMENTS
• Sec. 2551.152 ANNUAL STATEMENT
• Sec. 2551.153 FEES
• Sec. 2551.154 TRANSFER OF CERTAIN BUSINESS TO STATE BANKS OR TRUST COMPANIES
  [Sections 2551.155-2551.200 reserved for expansion]

SUBCHAPTER E. REQUIRED DEPOSIT

• Sec. 2551.201 DEPOSIT REQUIRED; AMOUNT
• Sec. 2551.202 EXCEPTION: FOREIGN TITLE INSURANCE COMPANY
• Sec. 2551.203 WITHDRAWAL AND SUBSTITUTION OF DEPOSIT
• Sec. 2551.204 USE OF DEPOSIT
  [Sections 2551.205-2551.250 reserved for expansion]

SUBCHAPTER F. RESERVES

• Sec. 2551.251 STATUTORY PREMIUM RESERVE REQUIRED
• Sec. 2551.252 AMOUNTS ADDED TO RESERVE FOR CALENDAR YEAR 1997; REDUCTIONS
• Sec. 2551.253 AMOUNTS ADDED TO RESERVE FOR CALENDAR YEARS AFTER 1997; REDUCTIONS
• Sec. 2551.254 TRANSITIONAL RELEASE; TRANSITIONAL CHARGE
• Sec. 2551.255 RUNOFF BALANCE
• Sec. 2551.256 ACTUARIAL CERTIFICATION
• Sec. 2551.257 SUPPLEMENTAL RESERVE
• Sec. 2551.258 REEVALUATION OF CERTAIN RESERVE REQUIREMENTS
• Sec. 2551.259 STATUTORY PREMIUM RESERVE AND SUPPLEMENTAL RESERVE FUND
• Sec. 2551.260 EFFECT OF INSOLVENCY OR DISSOLUTION
• Sec. 2551.261 RESERVE FOR UNPAID LOSSES AND LOSS EXPENSES
  [Sections 2551.262-2551.300 reserved for expansion]

SUBCHAPTER G. LIABILITY AND REINSURANCE

• Sec. 2551.301 MAXIMUM POLICY LIABILITY
• Sec. 2551.302 REQUIREMENTS FOR REINSURING POLICIES
• Sec. 2551.304 ACCEPTANCE OF REINSURANCE
• Sec. 2551.305 REINSURANCE FROM NON-ADMITTED TITLE INSURER
  
• Sec. 2551.3055 REINSURANCE FROM INSURER OTHER THAN TITLE INSURER
  [Sections 2551.306-2551.350 reserved for expansion]

Added by Acts 2015, 84th Leg., R.S., Ch. 38 (S.B. 572), eff. September 1, 2015.

SUBCHAPTER H. ENFORCEMENT AND INTERVENTION

• Sec. 2551.351 FORFEITURE OF RIGHT TO ENGAGE IN BUSINESS
• Sec. 2551.352 REVOCATION OF PERMIT AND FORFEITURE OF CHARTER
• Sec. 2551.353 PROCEDURE FOR REVOCATION OF CERTIFICATE
• Sec. 2551.354 APPEAL OF COMMISSIONER ACTION

CHAPTER 2552. ATTORNEY'S TITLE INSURANCE COMPANIES AND TITLE ATTORNEYS

Repealed by Acts 2017, 85th Leg., R.S., Ch. 2552 (S.B. 2065), eff. September 1, 2017.

CHAPTER 2553. FOREIGN OR ALIEN CORPORATIONS

• Sec. 2553.001 AUTHORITY TO ENGAGE IN BUSINESS OF TITLE INSURANCE
• Sec. 2553.002 CAPITAL AND SURPLUS REQUIREMENTS
• Sec. 2553.003 TAXES AND FEES

[Chapters 2554-2600 reserved for expansion]

SUBTITLE C. FINANCIAL SOLVENCY

CHAPTER 2601. SUPERVISION, LIQUIDATION, REHABILITATION, REORGANIZATION, OR CONSERVATION OF TITLE INSURANCE COMPANIES AND AGENTS

• Sec. 2601.001 SUPERVISION, LIQUIDATION, REHABILITATION, REORGANIZATION, OR CONSERVATION OF TITLE INSURANCE COMPANIES AND AGENTS

CHAPTER 2602. TEXAS TITLE INSURANCE GUARANTY ASSOCIATION

SUBCHAPTER A. GENERAL PROVISIONS

• Sec. 2602.001 SHORT TITLE
• Sec. 2602.002 PURPOSES AND FINDINGS
• Sec. 2602.003 DEFINITIONS
• Sec. 2602.004 DESCRIPTION OF CONTROL
• Sec. 2602.005 APPLICABILITY; CONFLICT WITH OTHER LAWS
• Sec. 2602.006 CONSTRUCTION
• Sec. 2602.007 PROHIBITED USE OF PROTECTION PROVIDED BY CHAPTER
• Sec. 2602.008 IMMUNITY
• Sec. 2602.009 ASSOCIATION AND TITLE INSURANCE COMPANIES AS INTERESTED PARTIES
• Sec. 2602.010 RULES
• Sec. 2602.011 INFORMATION PROVIDED BY AND TO COMMISSIONER
• Sec. 2602.012 APPEALS
  [Sections 2602.013-2602.050 reserved for expansion]

SUBCHAPTER B. GOVERNANCE OF TEXAS TITLE INSURANCE GUARANTY ASSOCIATION

• Sec. 2602.051 ASSOCIATION AS LEGAL ENTITY; SUPERVISION; MEMBERSHIP
• Sec. 2602.052 BOARD OF DIRECTORS
• Sec. 2602.053 ELIGIBILITY TO SERVE AS PUBLIC REPRESENTATIVE
• Sec. 2602.054 TERM; VACANCY
• Sec. 2602.055 COMPENSATION OF BOARD MEMBERS
• Sec. 2602.057 RIGHTS OF TITLE INSURANCE COMPANY WITH REPRESENTATIVE ON BOARD
  [Sections 2602.058-2602.100 reserved for expansion]

SUBCHAPTER C. GENERAL POWERS AND DUTIES OF ASSOCIATION

• Sec. 2602.101 GENERAL POWERS AND DUTIES
• Sec. 2602.102 PLAN OF OPERATION
• Sec. 2602.103 EMPLOYEES AND EXPERTS
• Sec. 2602.104 ASSOCIATION RECORDS
• Sec. 2602.105 MEETING BY CONFERENCE CALL
• Sec. 2602.106 ACCOUNTS
• Sec. 2602.107 ADMINISTRATIVE EXPENSES
• Sec. 2602.108 DEPOSIT OF FEES AND ASSESSMENTS
• Sec. 2602.109 USE OF EXCESS MONEY IN ACCOUNTS
• Sec. 2602.110 EXPENSES OF ADMINISTERING IMPAIRED INSURER OR IMPAIRED AGENT
• Sec. 2602.111 DELEGATION OF POWERS AND DUTIES
• Sec. 2602.112 EXEMPTION FROM TAXATION
• Sec. 2602.113 DETECTION AND PREVENTION OF IMPAIRMENT
• Sec. 2602.114 MEETING OF BOARD ON IMPAIRED TITLE INSURANCE COMPANY OR AGENT
• Sec. 2602.115 ASSOCIATION AND BOARD ADVICE AND ASSISTANCE
• Sec. 2602.116 BOARD ACCESS TO RECORDS
• Sec. 2602.117 BOARD REPORT AT CONCLUSION OF IMPAIRMENT
  [Sections 2602.118-2602.150 reserved for expansion]

SUBCHAPTER D. POLICY GUARANTY FEES

• Sec. 2602.151 PAYMENT OF FEE
• Sec. 2602.152 AMOUNT OF FEE
• Sec. 2602.153 USE OF FEE
• Sec. 2602.154 ENFORCEMENT OF FEE
  [Sections 2602.155-2602.200 reserved for expansion]

SUBCHAPTER E. ASSESSMENTS

• Sec. 2602.201 MAKING OF ASSESSMENT
• Sec. 2602.202 AMOUNT OF ASSESSMENT; PRORATION OF PAYMENT
• Sec. 2602.203 NOTICE AND PAYMENT
• Sec. 2602.204 EXEMPTION FOR IMPAIRED TITLE INSURANCE COMPANY
• Sec. 2602.205 DEFERMENT
• Sec. 2602.206 PARTICIPATION RECEIPTS
• Sec. 2602.207 ACCOUNTING; REPORTS; REFUND
• Sec. 2602.208 USE OF ASSESSMENTS
• Sec. 2602.209 FAILURE TO PAY; COLLECTION BY COMMISSIONER
• Sec. 2602.210 RECOVERY OF ASSESSMENT IN RATES; TAX CREDIT
  [Sections 2602.211-2602.250 reserved for expansion]

SUBCHAPTER F. COVERED CLAIMS

• Sec. 2602.251 COVERED CLAIMS IN GENERAL
• Sec. 2602.252 CLAIM AGAINST TRUST FUNDS OR ESCROW ACCOUNT
• Sec. 2602.253 CLAIM IN CONNECTION WITH FIDELITY OF AGENT
• Sec. 2602.254 CERTAIN CONSERVATOR AND RECEIVER EXPENSES COVERED
• Sec. 2602.255 CLAIMS NOT COVERED
• Sec. 2602.256 AMOUNT OF COVERED CLAIM; LIMIT
• Sec. 2602.257 EXHAUSTION OF OTHER RIGHTS REQUIRED
• Sec. 2602.258 CERTAIN MONEY AUTHORIZED FOR USE IN PAYING COVERED CLAIM; LIMIT
• Sec. 2602.259 STAY OF PROCEEDINGS; CERTAIN DECISIONS NOT BINDING
• Sec. 2602.260 ADMISSIBILITY OF PAYMENT
  [Sections 2602.261-2602.300 reserved for expansion]

SUBCHAPTER G. ASSOCIATION POWERS AND DUTIES RELATING TO COVERED CLAIMS

• Sec. 2602.301 GENERAL POWERS AND DUTIES OF ASSOCIATION IN CONNECTION WITH PAYMENT OF COVERED CLAIMS
• Sec. 2602.302 PAYMENT OF COVERED CLAIMS
• Sec. 2602.303 SERVICING FACILITY
• Sec. 2602.304 ADVANCE AS LOAN
• Sec. 2602.305 ASSOCIATION IN PLACE OF IMPAIRED TITLE INSURANCE COMPANY OR AGENT
• Sec. 2602.306 ASSIGNMENT OF CLAIMANT'S RIGHTS
• Sec. 2602.307 SETTLEMENT BY ASSOCIATION BINDING; PRIORITY OF CLAIM AND EXPENSES
• Sec. 2602.308 REPORT TO RECEIVER
  [Sections 2602.309-2602.350 reserved for expansion]

SUBCHAPTER H. CONSERVATOR OR RECEIVER POWERS AND DUTIES RELATING TO COVERED CLAIMS

• Sec. 2602.351 DETERMINATION OF CONSERVATOR CONCERNING REINSURANCE, ASSUMPTION, OR SUBSTITUTION
• Sec. 2602.352 NOTICE OF DETERMINATION CONCERNING ACTUAL PAYMENT
• Sec. 2602.353 FILING OF COVERED CLAIM
• Sec. 2602.354 CLAIM BY PERSON WITH CAUSE OF ACTION AGAINST INSURED
• Sec. 2602.355 REPORT TO ASSOCIATION
  [Sections 2602.356-2602.400 reserved for expansion]

SUBCHAPTER I. OPERATION OF IMPAIRED TITLE INSURANCE COMPANY OR AGENT

• Sec. 2602.401 ISSUANCE OR RENEWAL OF POLICIES
• Sec. 2602.402 DISTRIBUTIONS TO SHAREHOLDERS AND AFFILIATES
• Sec. 2602.403 ASSETS ATTRIBUTABLE TO COVERED POLICIES

SUBCHAPTER J. ADDITIONAL DUTIES OF ASSOCIATION

• Sec. 2602.451 APPLICABILITY
• Sec. 2602.452 ACTIONS FOR CERTAIN AGENTS
• Sec. 2602.453 AUTHORITY OF ASSOCIATION; COOPERATION OF OFFICERS, OWNERS, AND EMPLOYEES

SUBTITLE D. TITLE INSURANCE PROFESSIONALS

CHAPTER 2651. TITLE INSURANCE AGENTS AND DIRECT OPERATIONS

SUBCHAPTER A. TITLE INSURANCE AGENT'S LICENSE

• Sec. 2651.001 LICENSE AND BOND OR DEPOSIT REQUIRED
• Sec. 2651.002 LICENSE APPLICATION
• Sec, 2651.0021 PROFESSIONAL TRAINING PROGRAM
• Sec. 2651.003 LICENSE AND RENEWAL FEES
• Sec. 2651.004 LICENSE ISSUANCE
• Sec. 2651.005 DUPLICATE LICENSE
• Sec. 2651.006 LICENSE TERM
• Sec. 2651.007 LICENSE RENEWAL
• Sec. 2651.008 RECORDS OF AGENTS
• Sec. 2651.009 MULTIPLE APPOINTMENTS
• Sec. 2651.010 SUSPENSION OF LICENSE
• Sec. 2651.011 PRIVILEGED COMMUNICATIONS; FINANCIAL INFORMATION
• Sec. 2651.012 UNENCUMBERED ASSETS
• Sec. 2651.0121 SOLVENCY ACCOUNT
• Sec. 2651.013 DIVISION OF PREMIUM HELD IN TRUST; RULES
  [Sections 2651.014-2651.050 reserved for expansion]

SUBCHAPTER B. DIRECT OPERATION LICENSE

• Sec. 2651.051 LICENSE REQUIRED
• Sec. 2651.052 LICENSE APPLICATION
• Sec. 2651.053 LICENSE AND RENEWAL FEES
• Sec. 2651.054 LICENSE TERM
• Sec. 2651.055 LICENSE RENEWAL
• Sec. 2651.056 CEASING OPERATION OF ABSTRACT PLANT; REQUEST FOR LICENSE CANCELLATION
• Sec. 2651.057 AUTOMATIC TERMINATION OF LICENSES
• Sec. 2651.058 RECORDS OF DIRECT OPERATIONS
• Sec. 2651.059 USE OF AGENTS NOT PROHIBITED
  [Sections 2651.060-2651.100 reserved for expansion]

SUBCHAPTER C. BOND AND DEPOSIT REQUIREMENTS

• Sec. 2651.101 BOND REQUIRED
• Sec. 2651.102 ALTERNATIVE TO BOND
• Sec. 2651.103 EXAMINATION OF LOSS COVERED BY BOND OR DEPOSIT
• Sec. 2651.104 INVESTIGATION BY ATTORNEY GENERAL
  [Sections 2651.105-2651.150 reserved for expansion]

SUBCHAPTER D. ANNUAL AUDIT

• Sec. 2651.151 ANNUAL AUDIT OF TRUST FUND ACCOUNTS: TITLE INSURANCE AGENTS AND DIRECT OPERATIONS
• Sec. 2651.152 ANNUAL AUDIT OF TRUST FUND ACCOUNTS: TITLE INSURANCE COMPANIES
• Sec. 2651.153 RULES
• Sec. 2651.154 PERFORMANCE OF AUDIT BY PUBLIC ACCOUNTANT
• Sec. 2651.155 CONFIDENTIALITY OF AUDIT
• Sec. 2651.156 FAILURE TO RECEIVE AUDIT REPORT FROM AGENTS OR DIRECT OPERATIONS
• Sec. 2651.157 ENFORCEMENT; HEARING
• Sec. 2651.158 CERTIFICATION OF UNENCUMBERED ASSETS
  [Sections 2651.159-2651.200 reserved for expansion]

SUBCHAPTER E. GENERAL REGULATION OF TITLE INSURANCE AGENTS AND DIRECT OPERATIONS

• Sec. 2651.201 LICENSE SURRENDER OR FORFEITURE
• Sec. 2651.202 TRUST FUND ACCOUNT DISBURSEMENTS
• Sec. 2651.203 DISCLOSURE OF OWNERSHIP AND PREMIUM INFORMATION
• Sec. 2651.204 CONTINUING EDUCATION
• Sec. 2651.205 TITLE AGENT RECORDS
• Sec. 2651.206 EXAMINATION REPORTS
  [Sections 2651.207-2651.250 reserved for expansion]

SUBCHAPTER F. TITLE INSURANCE COMPANY POWERS AND DUTIES REGARDING TITLE INSURANCE AGENTS

• Sec. 2651.251 EXAMINATION OF TRUST FUND ACCOUNTS BY TITLE INSURANCE COMPANY
• Sec. 2651.252 SPECIAL REPORTS
• Sec. 2651.253 AUDIT OF UNUSED FORMS
  [Sections 2651.254-2651.300 reserved for expansion]

SUBCHAPTER G. LICENSE DENIAL AND DISCIPLINARY ACTION

• Sec. 2651.301 GROUNDS FOR LICENSE DENIAL OR DISCIPLINARY ACTION
• Sec. 2651.3015 PROHIBITED GROUNDS FOR REJECTION, DELAY, OR DENIAL
• Sec. 2651.302 LICENSE APPLICATION AFTER DENIAL, REFUSAL, OR REVOCATION
• Sec. 2651.303 NOTICE OF DISCIPLINARY OR ENFORCEMENT ACTION; AUTOMATIC DISMISSAL

CHAPTER 2652. ESCROW OFFICERS

SUBCHAPTER A. GENERAL PROVISIONS

• Sec. 2652.001 LICENSE AND BOND OR DEPOSIT REQUIRED
• Sec. 2652.002 EMPLOYMENT OF ESCROW OFFICER
• Sec. 2652.003 ATTORNEY ACTING AS ESCROW OFFICER
• Sec. 2652.004 TRUST FUND ACCOUNT DISBURSEMENTS
• Sec. 2652.005 ESCROW ACCOUNT AUDIT
• Sec. 2652.006 RECORD OF ESCROW OFFICERS; PUBLIC INFORMATION
  [Sections 2652.007-2652.050 reserved for expansion]

Amended by Acts 2015, 84th Leg., R.S., Ch.232 (H.B. 2491), Sec. 1, eff. September 1, 2015.

SUBCHAPTER B. LICENSE APPLICATION AND RENEWAL

• Sec. 2652.051 LICENSE APPLICATION
• Sec. 2652.052 LICENSE AND RENEWAL FEES
• Sec. 2652.053 LICENSE ISSUANCE
• Sec. 2652.054 DUPLICATE LICENSE
• Sec. 2652.055 LICENSE TERM
• Sec. 2652.056 PROCEDURE FOR LICENSE RENEWAL
• Sec. 2652.057 LICENSE SURRENDER OR FORFEITURE
• Sec. 2652.058 CONTINUING EDUCATION
• Sec. 2652.059 DENIAL OF LICENSE APPLICATION OR LICENSE RENEWAL; APPROVAL

Amended by Acts 2015, 84th Leg., R.S., Ch. 232 (H.B. 2491), eff. September 1, 2015.

SUBCHAPTER C. BOND AND DEPOSIT REQUIREMENTS

• Sec. 2652.101 BOND REQUIRED
• Sec. 2652.102 ALTERNATIVE TO BOND
• Sec. 2652.103 AMOUNT OF BOND OR DEPOSIT
• Sec. 2652.104 EXAMINATION OF LOSS COVERED BY BOND OR DEPOSIT
• Sec. 2652.105 INVESTIGATION BY ATTORNEY GENERAL
  [Sections 2652.106-2652.150 reserved for expansion]

Amended by Acts 2015, 84th Leg., R.S., Ch. 232 (H.B. 2491), Sec. 6, eff. September 1, 2015.

SUBCHAPTER D. DUTIES OF TITLE INSURANCE AGENTS AND DIRECT OPERATIONS REGARDING ESCROW OFFICERS

• Sec. 2652.151 LIST OF ESCROW OFFICERS
• Sec. 2652.1511 APPOINTMENT OF ESCROW OFFICER
• Sec. 2652.153 NOTICE OF TERMINATION
  [Sections 2652.154-2652.200 reserved for expansion]

Amended by Acts 2015, 84th Leg., R.S., Ch. 232 (H.B. 2491), eff. September 1, 2015.

SUBCHAPTER E. LICENSE DENIAL AND DISCIPLINARY ACTION

• Sec. 2652.201 GROUNDS FOR LICENSE DENIAL OR DISCIPLINARY ACTION
• Sec. 2652.2015 PROHIBITED GROUNDS FOR DELAY OR DENIAL
• Sec. 2652.202 LICENSE APPLICATION AFTER DENIAL, REFUSAL, OR REVOCATION
• Sec. 2652.203 NOTICE OF DISCIPLINARY OR ENFORCEMENT ACTION; AUTOMATIC DISMISSAL
  [Chapters 2653-2700 reserved for expansion]

Amended by Acts 2015, 84th Leg., R.S., Ch. 232 (H.B. 2491), Sec. 10, eff. September 1, 2015.

SUBTITLE E. THE BUSINESS OF TITLE INSURANCE

CHAPTER 2701. GENERAL PROVISIONS

• Sec. 2701.001 ABSTRACT OF TITLE DISTINGUISHED; PROHIBITION ON REGULATION OF ABSTRACT OF TITLE
• Sec. 2701.002 CONSTRUCTION OF CHAPTER 601, BUSINESS & COMMERCE CODE

CHAPTER 2702. CLOSING AND SETTLEMENT

SUBCHAPTER A. INSURED CLOSING AND SETTLEMENT LETTERS

• Sec. 2702.001 INSURED CLOSING AND SETTLEMENT LETTER: LOANS
• Sec. 2702.002 INSURED CLOSING AND SETTLEMENT LETTER: CERTAIN BUYERS OR SELLERS
• Sec. 2702.003 EFFECT OF FAILURE TO ISSUE INSURED CLOSING AND SETTLEMENT LETTER
  [Sections 2702.004-2702.050 reserved for expansion]

SUBCHAPTER B. UNIFORM CLOSING AND SETTLEMENT STATEMENTS

• Sec. 2702.051 APPLICABILITY
• Sec. 2702.052 DUTY TO PRESCRIBE UNIFORM CLOSING AND SETTLEMENT STATEMENT FORMS
• Sec. 2702.053 CONTENT OF CLOSING AND SETTLEMENT STATEMENT
• Sec. 2702.054 USE OF ALTERNATE SETTLEMENT STATEMENT FORM PERMITTED
  [Sections 2702.055-2702.100 reserved for expansion]

SUBCHAPTER C. ADVANCE DISCLOSURE OF CLOSING AND SETTLEMENT COSTS IN TRANSACTIONS INVOLVING RESIDENTIAL REAL PROPERTY

• Sec. 2702.101 APPLICABILITY
• Sec. 2702.102 DUTY TO PROVIDE ADVANCE DISCLOSURE OF CLOSING AND SETTLEMENT COSTS
• Sec. 2702.103 TITLE INSURANCE COMPANY OR TITLE INSURANCE AGENT NOT SUBJECT TO REQUIREMENTS APPLICABLE TO LENDERS

CHAPTER 2703. POLICY FORMS AND PREMIUM RATES

SUBCHAPTER A. GENERAL PROVISIONS

• Sec. 2703.001 COMPLIANCE WITH TITLE AND RULES
• Sec. 2703.002 USE OF FORMS IN GENERAL
• Sec. 2703.003 PAYMENT OF PREMIUMS
  [Sections 2703.004-2703.050 reserved for expansion]

Amended by Acts 2015, 84th Leg., R.S., Ch. 38 (S.B. 572), Sec. 4, eff. September 1, 2015.

SUBCHAPTER B. POLICY PROVISIONS

• Sec. 2703.051 CERTAIN PROVISIONS REQUIRED
• Sec. 2703.0515 CERTAIN REQUIREMENTS PROHIBITED
• Sec. 2703.052 DUTY OF TITLE INSURANCE COMPANY
• Sec. 2703.053 ESTABLISHMENT OF STANDARDS AND SCHEDULES
• Sec. 2703.054 AUTHORITY OF COMMISSIONER IN IMPLEMENTING SUBCHAPTER
• Sec. 2703.055 REQUIREMENT OF CERTAIN PROVISIONS PROHIBITED
• Sec. 2703.056 EXCEPTIONS; MINERAL INTERESTS

SUBCHAPTER C. POLICY FORMS FOR RESIDENTIAL REAL PROPERTY

• Sec. 2703.101 POLICY FORMS FOR RESIDENTIAL REAL PROPERTY
  [Sections 2703.102-2703.150 reserved for expansion]

SUBCHAPTER D. FIXING AND PROMULGATING PREMIUM RATES

• Sec. 2703.151 FIXING AND PROMULGATING PREMIUM RATES
• Sec. 2703.152 FACTORS CONSIDERED IN FIXING PREMIUM RATES
• Sec. 2703.153 COLLECTION OF DATA FOR FIXING PREMIUM RATES; ANNUAL STATISTICAL REPORT
  [Sections 2703.154-2703.200 reserved for expansion]

SUBCHAPTER E. PROCEDURES REGARDING PREMIUM RATES, POLICY FORMS, AND OTHER RELATED MATTERS

• Sec. 2703.201 HEARING REQUIRED FOR FIXING PREMIUM RATE
• Sec. 2703.202 HEARING REQUIRED FOR CHANGE IN PREMIUM RATE
• Sec. 2703.203 PERIODIC HEARING
• Sec. 2703.204 ADMISSION AS PARTY TO PERIODIC HEARING
• Sec. 2703.206 COMMISSIONER AUTHORITY TO HOLD HEARINGS AS NECESSARY
• Sec. 2703.207 NOTICE OF CERTAIN HEARINGS
• Sec. 2703.208 ADDITIONS OR AMENDMENTS TO MANUAL

CHAPTER 2704. ISSUANCE OF POLICY OR CONTRACT; DETERMINATION OF INSURABILITY

SUBCHAPTER A. GENERAL PROVISIONS

• Sec. 2704.001 ISSUANCE OF POLICY OR CONTRACT
• Sec. 2704.002 DIRECT ISSUANCE OF POLICY OR CONTRACT
• Sec. 2704.003 COPY OF POLICY OR CONTRACT TO AGENT OR DIRECT OPERATION
• Sec. 2704.004 EXCEPTIONS TO APPLICABILITY OF CHAPTER
  [Sections 2704.005-2704.050 reserved for expansion]

SUBCHAPTER B. ISSUANCE OF OWNER AND MORTGAGEE POLICIES FOR RESIDENTIAL REAL PROPERTY

• Sec. 2704.051 ISSUANCE OF OWNER POLICY REQUIRED IN CONNECTION WITH ISSUANCE OF MORTGAGEE POLICY
• Sec. 2704.052 REJECTION OF ISSUANCE OF OWNER POLICY
  [Sections 2704.053-2704.100 reserved for expansion]

SUBCHAPTER C. TITLE INSURANCE COVERING AREAS AND BOUNDARIES

• Sec. 2704.101 DEFINITION
• Sec. 2704.102 RULES AUTHORIZING ACCEPTANCE OF EXISTING SURVEY
• Sec. 2704.103 CERTAIN DISCRIMINATION PROHIBITED
• Sec. 2704.104 INDEMNITY PROHIBITED

SUBTITLE F. TITLE INSURANCE FOR CERTAIN PERSONAL PROPERTY INTERESTS

CHAPTER 2751 TITLE INSURANCE FOR PERSONAL PROPERTY INTERESTS

SUBCHAPTER A. GENERAL PROVISIONS

• Sec. 2751.001 GENERAL DEFINITIONS
• Sec. 2751.002 DEFINITIONS OF PERSONAL PROPERTY AND PERSONAL PROPERTY TITLE INSURANCE
• Sec. 2751.003 APPLICABILITY OF OTHER LAWS
• Sec. 2751.004 GENERAL RULES

SUBCHAPTER B. RATES AND FORMS

• Sec. 2751.051 FIXING AND PROMULGATING PREMIUM RATES AND FORMS
• Sec. 2751.052 FACTORS CONSIDERED IN FIXING PREMIUM RATES
• Sec. 2751.053 HEARING REQUIRED
• Sec. 2751.054 COMMISSIONER ORDER
• Sec. 2751.055 REVISIONS TO RATES AND FORMS; HEARING

SUBCHAPTER C. POWERS AND DUTIES OF INSURERS AND AGENTS

• Sec. 2751.101 ISSUANCE OF POLICIES
• Sec. 2751.102 USE OF FORMS
• Sec. 2751.103 AGENTS
• Sec. 2751.104 AGENT COMPENSATION

TITLE 3. DEPARTMENT FUNDS, FEES, AND TAXES

SUBTITLE A. GENERAL PROVISIONS

SUBTITLE B. INSURANCE PREMIUM TAXES

CHAPTER 223. TITLE INSURANCE PREMIUM TAX

• Sec. 223.001 APPLICABILITY OF CERTAIN DEFINITIONS
• Sec. 223.002 APPLICABILITY OF CHAPTER
• Sec. 223.003 TAX IMPOSED
• Sec. 223.004 LIMITATION ON CERTAIN ADDITIONAL TAXES
• Sec. 223.005 PREMIUMS PAID TO TITLE INSURANCE AGENT
• Sec. 223.006 TAX DUE DATES
• Sec. 223.007 TAX REPORTS
• Sec. 223.008 RULES
• Sec. 223.009 CREDIT FOR FEES PAID
• Sec. 223.010 FAILURE TO PAY TAXES
• Sec. 223.011 DISPOSITION OF REVENUE

SUBTITLE C. INSURANCE MAINTENANCE TAXES

SUBTITLE D. TITLE INSURANCE MAINTENANCE FEES

CHAPTER 271. TITLE INSURANCE MAINTENANCE FEES

• Sec. 271.001 APPLICABILITY OF CERTAIN DEFINITIONS
• Sec. 271.002 MAINTENANCE FEE IMPOSED
• Sec. 271.003 DUPLICATION OF ASSESSMENT PROHIBITED WITH RESPECT TO TITLE INSURANCE AGENTS
• Sec. 271.004 DETERMINING RATE OF ASSESSMENT
• Sec. 271.005 MAXIMUM RATE; ANNUAL ADJUSTMENT
• Sec. 271.006 PREMIUMS SUBJECT TO ASSESSMENT
• Sec. 271.007 COLLECTION OF MAINTENANCE FEE
• Sec. 271.008 DUTY TO ADVISE COMPTROLLER OF RATE
• Sec. 271.009 EFFECT OF LATE ADVISEMENT OF RATE
• Sec. 271.010 DEPOSIT OF MAINTENANCE FEES
• Sec. 271.011 MAINTENANCE FEE DUE DATES
• Sec. 271.012 RULES

TITLE 5. PROTECTION OF CONSUMER INTERESTS

SUBTITLE A. PUBLIC INSURANCE COUNSEL

CHAPTER 501. OFFICE OF PUBLIC INSURANCE COUNSEL

SUBCHAPTER A. GENERAL PROVISIONS

SUBCHAPTER B. PUBLIC COUNSEL

SUBCHAPTER C. PERSONNEL

SUBCHAPTER D. POWERS AND DUTIES

• Sec. 501.153 AUTHORITY TO APPEAR, INTERVENE, OR INITIATE. The public counsel: (1)(A)(ii) title insurance;

SUBCHAPTER E. ASSESSMENTS

• Sec. 501.205 ASSESSMENT ON TITLE INSURANCE COMPANIES

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