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Home insurance

Home insurance plans

Help Insure

Use our HelpInsure website to shop for home and renters insurance.

Fill out a short form and then compare rates and policies.

Home insurance guide

Home insurance pays to repair or replace your house and personal property if they’re damaged or destroyed by an event covered by your policy. To learn more about home insurance, check out our Home insurance web page. Some of the topics include:

  • Types of coverages.
  • Other insurance you might need.
  • Shopping for insurance.

  • Understanding rates.
  • Other options for insuring your home.
  • Losing your insurance.

Home insurance tips

Image of people looking at a home insurance policy on a computer10 steps to find the right home insurance

Shopping for insurance is like shopping for any major item. It's a good idea to shop around to find the policy that best meets your needs and pocketbook.

Image of a home insurance claim formDo you need flood insurance?

If it can rain, it can flood. And your home insurance policy doesn't cover flood damage. To make sure your property is covered, you'll need a separate flood policy.

What if I disagree with my insurer’s decision?What if I disagree with my insurer’s decision?

If you believe your insurer didn’t pay enough to cover your damages or unfairly denied your claim, you have options.

More tips:


Home insurance educational tool

PlayInsure.comUse to learn basic concepts about home and auto insurance. This tool helps teach the financial impact of common events and how insurance can help reduce the impact.

Note to teachers: TEKS requirements for Economics with emphasis on the Free Enterprise System and its Benefits – High School (19) Personal financial literacy.

FAIR Plan home insurance

Texas FAIR Plan AssociationThe Texas FAIR Plan Association (FAIR Plan) offers home insurance policies to those who are unable to get insurance through regular insurance companies.

The FAIR Plan gives limited coverage for one- and two-family homes, townhouses, and condominiums.

To be able to get FAIR Plan coverage, you must have:

  • Been told by at least two insurance companies that they will not give you coverage.
  • Not gotten an offer for the same level of coverage from any insurance company.


For more information, contact: