Texas Windstorm Insurance Association (TWIA) Resources

TWIA Submissions

Link to Texas Register Open Meetings

Meeting Notices by TWIA

February 7, 2017 - TWIA Board of Directors
March 21, 2017 - TWIA Board of Directors
May 10, 2017 - TWIA Executive Committee Teleconference
May 10, 2017- TWIA Board of Directors Teleconference
July 25, 2017 - TWIA Actuarial/Underwriting Committee Teleconference
August 1, 2017 - TWIA Board of Directors Teleconference
September 5, 2017 - TWIA Board of Directors Teleconference
December 12, 2017 - TWIA Board of Directors Teleconference
February 6, 2018 - TWIA Board of Directors
May 8, 2018 - TWIA Board of Directors
July 25, 2018 - TWIA Actuarial/Underwriting Committee Teleconference
July 31, 2018 - TWIA Board of Directors

Bulletins

B-0007-18 - Extension of the Deadline for TWIA Claimants to Demand Appraisal for Claims Arising from Hurricane Harvey
B-0033-17 - Extension of the Deadline for TWIA Claimants to Demand Appraisal for Claims Arising from Hurricane Harvey
B-0030-13 - Data Call on Residential Property Windstorm Exclusion Credits

News and Press Releases

Request for Comments for Informal Draft of TWIA Catastrophe Reserve Trust Fund Rules 28 TAC Section 5.4111 - 5.4114, Comments due 05/11/2018.
TWIA Assumption Reinsurance Depopulation Program | Annual Process | Documents Index 2017-2018.
Amendments to Inspections for Windstorm and Hail Insurance (HB 2439 Implementation, 84th Legislature) 28 TAC §5.4603; New §§5.4601, 5.4604, 5.4608-5.4610, 5.4612, 5.4615, 5.4620-5.4623, 5.4625-5.4626, 5.4640, and 5.4642 and Repeal of §§5.4601, 5.4602, 5.4604, and 5.4608 - Order 2016-4869, Effective 01/18/2017.
Items Not Requiring Inspection for Windstorm and Hail Insurance Coverage 28 TAC §5.4605 - Order 4541, Effective 07/18/2016.
Repeal of Obsolete TWIA Inspection Waiver Program Rules 28 TAC §5.4906 and §5.4907 - Order 4438, Effective 05/26/2016.
TWIA Loss Funding and Premium Surcharge Rules (SB 900) - Order 4300, Effective 03/09/2016.
TWIA Depopulation Programs 28 TAC §§5.4301-5.4309 (SB 900) - Order 4203, Effective 12/22/2015.

TWIA Expert Panel

Rules concerning claim settlement guidelines to be used by TWIA- Adoption of 28 TAC §5.4023 and §§5.4029-5.4041 and Repeal of 28 TAC §5.4016 - Order 2017-4978, Effective 03/28/2107.
Final Report from Expert Panel
Peer Review Report - C. Jones
Peer Review Report - L. Manuel
Peer Review Report - H. Needham
Peer Review Report - Rimkus Consulting Group, Inc.
Peer Review Report - M. Zadeh
04/14/2016 Webcast (46 mins)
01/07/2016 Webcast (61 mins.)
01/28/2015 Webcast Part 1 (33 mins.)/ Part 2 (67 mins.)
11/12/2014 Presentation | Panel Bios | Definitions | Webcast (47 mins.)
08/07/2014 Presentation | Webcast (36 mins.)
05/29/2014 Agenda | Presentation | Webcast (63 mins.)
03/13/2014 Presentation | Webcast (71 mins.)
12/10/2013 Audio (22 mins.)
08/22/2013 Panel Bios | Agenda | Audio (18 mins.)
Expert Panel Rule

Policyholder Assistance

Coastal Outreach and Assistance Services Team (COAST)
Claims Process for Texas Windstorm Insurance Association Policies
Appraisal and Mediation Rules - TWIA Consumer Assistance; Claim Processes, 28 TAC 5.4200 - 5.4253

Texas Insurance Code
Texas Administrative Code

HB 3 Implementation (82nd Legislature, First Called Session)

Appraisal Umpire Roster
Mediator Roster
Request for Application Forms for Appraisal Umpire (Form PC406) and Mediator (Form PC407)
Extend Existing Certificate of Compliance Transition Program 28 TAC §5.4907 - Order 11-0668, Effective 8/15/2011.
Policy Forms, Endorsements, and Manual Rules 28 TAC §5.4911 - Order 11-0830, Effective 11/27/2011.
Declination of Coverage and Minimum Retained Premium 28 TAC §5.4903 and §5.4905 - Order 11-0966, Effective 1/8/2012.
Insurance Policy Applications, Endorsements, and Manual Rules 28 TAC §5.4911 - Order 12-0028, Effective 1/10/2012.
Ombudsman Program Consumer Assistance; Claim Processes 28 TAC §5.4201 - Order 12-0156, Effective 3/19/2012.
Alternative Eligibility Program 28 TAC §5.4920-5.4926 - Order 12-0723, Effective 9/19/2012,
WPI-1-AC; WPI-2-AC; and WPI-12. Proposed Repeal (SB 1702, 83rd Legislature, Regular Session) - Adopted Repeal - Order 2874, Effective 12/23/2013.
Appointment of Engineers as Qualified Inspectors 28 TAC §5.4608 - Order 12-0788, Effective 10/22/2012 - REPEALED - Order 2016-4869, Effective 01/18/2017.
Loss Funding Rule 28 TAC §§5.4101 - 5.4149 - Withdrawn by Operation of Law - Effective 12/27/2012.
Repeal of Loss Funding 28 TAC §5.4131 and §5.4132 - Withdrawn by Operation of Law - Effective 12/27/2012.
Expert Panel Rule Consumer Assistance; Claim Processes 28 TAC §5.4260-5.4268 - Order 2140, Effective 1/9/2013.
Appraisal and Mediation Processes Consumer Assistance; Claim Processes 28 TAC §§5.4200, 5.4211-5.4222, 5.4231-5.4241, and 5.4251-5.4253 - Order 2246, Effective 2/14/2013.
REPEAL of Loss Funding 28 TAC §5.4131 and §5.4132 - Order 3299, Effective 6/12/2014.
New and Amended Loss Funding 28 TAC §§5.4101, 5.4102, 5.4121, 5.4123-5.4128, 5.4133, 5.4135, 5.4136, 5.4141-5.4147, 5.4148, 5.4149 and 5.4164 - Order 3301, Effective 6/12/2014.
REPEAL of Premium Surcharge 28 TAC §5.4183 - Order 3300, Effective 6/12/2014.
Amendments to Premium Surcharge 28 TAC §§5.4171-5.4173, 5.4181, 5.4182, 5.4184-5.4187, 5.4189-5.4192 - Order 3302, Effective 6/12/2014.
Good Cause Rule; Extension of Time to File TWIA Claims - 28 TAC §5.4200 and §5.4202 - Order 3715, Effective 1/5/2015.

Publications/Reports

Texas Windstorm Insurance Association Overview June 8, 2018 Edition
Windpool Survey Report 2014
House Insurance Committee Request Windpool Survey 2012

Related information regarding the Texas Windstorm Insurance Association (TWIA) may be found at:

Texas Windstorm Insurance Association website
TWIA Submissions
Windstorm Inspection Program
Commercial Insurance
Wind, Hail, Flood and Other Homeowner Coverages
Disasters: how to prepare and recover
Texas FAIR Plan Association Resource
Still Can't Find Coverage? Helpinsure.com is a free and secure service to help Texans shop for insurance.