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Texas Department of Insurance
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Life settlement broker/expectancy estimator

Apply for a license


You do not need to take an exam for a life settlement broker license.

Fingerprint background check

  • Most people who apply for a license must: (1) get a fingerprint background check from  IdentoGO, and (2) send us a copy of the  IdentoGO receipt showing that their fingerprints were sent to the Texas Department of Public Safety.
  • Some people can ask for an exemption from getting a fingerprint background check. To learn more, see the  Texas Administrative Code.
  • You do not need to get a fingerprint background check if:
    • You live in Texas and have: (1) an active license or registration with us, and (2) already submitted fingerprints.
    • You don’t live in Texas, but you send one of the following with your application:
      • Your criminal history record from your state’s law enforcement agency.
      • Your current Certificate of Good Standing from your state.
    • To schedule a fingerprint appointment, go to IdentoGO or call 888-467-2080. Use  service code 11G6QF when making the appointment.
    • To learn more, read the  fingerprinting requirements and instructions.

Application: individual or agency

Temporary license

A temporary license is not offered for a life settlement broker license.

Emergency license

An emergency license is not offered for a life settlement broker license.

Provisional permit

A provisional permit is not offered for a life settlement broker license.

Laws: Texas Insurance Code

Life Settlements are licensed under  Texas Insurance Code (TIC) Chapter 1111A and regulations are found in  28 Texas Administrative Code (TAC) Chapter 3. Life Settlements can be both an insurance product and a securities product. This may subject them to the jurisdiction of the Texas Department of Insurance and the State Securities Board (SSB). However, only the initial transaction, which is the sale of the policy from the initial policy owner to the provider (negotiated by the broker) is regulated by the Texas Department of Insurance.

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Last updated: 9/30/2022