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Texas Department of Insurance
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Life insurance not exceeding $25,000

Apply for a license

Training and exam

  • You must take a 5-hour training class and take and pass an exam through the life insurance company that you will work for (appointing company).
  • You do not need to take an exam if your license has been expired for more than 90 days, but less than one year.

Fingerprint background check

  • Most people who apply for a license must: (1) get a fingerprint background check from IdentoGO, and (2) send us a copy of the IdentoGO receipt showing that their fingerprints were sent to the Texas Department of Public Safety.
  • Some people can ask for an exemption from getting a fingerprint background check. To learn more, see the Texas Administrative Code.
  • You do not need to get a fingerprint background check if:
    • You live in Texas and (1) have an active license or registration with us, and (2) have already submitted fingerprints.
    • You don’t live in Texas, but do hold an active resident license in your home state. If you don’t, you must send one of the following with your application:
      • Your criminal history record from your state’s law enforcement agency, or
      • Your current Certificate of Good Standing from your state.
  • To receive your fingerprint service code and instructions, you must begin the application process on TDI’s online initial application and fingerprint portal.
  • To learn more, read the fingerprinting requirements and instructions.

Application: agent or agency

  • If you want to apply for an agent license:
    • You must pass the exam given by the life insurance company you will work for (appointing company) before applying. If you apply before passing the exam, you will need to: (1) send a new application after you pass the exam, and (2) pay the application fee again.
    • You must complete your fingerprints and then submit an application within one year of passing the exam or you will need to retake the exam.
    • Use the Sircon website.
    • The application fee is $50.
  • If you want to apply for an agency license:
    • Apply online by using Sircon. Review the following tutorials before starting the application process.
    • The application fee is $50.
    • On the application, you must give information for:
      • All executive officers, directors, or partners who administer the agency’s operations in Texas.
      • All individuals and entities in control of the agency’s operations.
    • At least one officer or active partner must have a life insurance not exceeding $25,000 license or a license with greater authority.
  • Questions? Call us at 512-676-6500 or email License@tdi.texas.gov.
  • Tips for successful application processing.

Non-resident license

If you have an active license in good standing in your resident / home state, you can apply for a non-resident license in Texas using Sircon. The application fee is $50.

Temporary license

  • A one-time 180-day temporary license is offered for a life insurance not exceeding $25,000 license. This license is issued only once and can’t be renewed.
  • The application fee is $150. This provides you with both a temporary and a permanent license application.
  • Apply by using the Sircon website. You must scan and attach the Appointment certification for a temporary license (Form FIN700) to the Sircon application.
    • The agent, insurance company, or agency that you will work for (sponsor) must complete the Appointment certification for a temporary license (Form FIN700).
    • By signing the appointment certification form, the sponsor confirms that:
      • You are being considered for appointment as a full-time agent.
      • They would like you to have a temporary license.
      • They will supervise your training.
  • You must take at least 40 hours of training and it must:
    • Be given by the appointing company.
    • Take place no later than the 30th day after the following are delivered or mailed to us: (1) the application, (2) application fee, and (3) certificate from the appointing company.
  • If you have a temporary license and you want a permanent license:
    • You must pass the exam given by the company you will work for (appointing company) within the 180 days your license is active.
    • You must send us proof that you passed the exam by: (1) uploading it into the Sircon website, and (2) sending an email to Applications@tdi.texas.gov that tells us you passed the exam. If you don’t upload proof and send an email that you passed that exam within those 180 days, you must submit a new application and pay the application fee.
    • You don’t need to submit a new application for the permanent license if you submit your proof of passing the exam before your temporary license expires.
  • Only one temporary license will be issued to you. You can’t renew or apply for another temporary license.

Emergency license

An emergency license is not available for a life insurance not exceeding $25,000 license.

Provisional permit

A provisional permit is not offered for a life insurance not exceeding $25,000 license.

Laws: Texas Insurance Code

Laws about the life insurance not exceeding $25,000 license can be found in the Texas Insurance Code, section  4054.201.

Question? Email us at license@tdi.texas.gov.

Last updated: 3/7/2024