Adjuster: public insurance

Exam

• To learn about how and where to take an exam, go to Pearson VUE and download the candidate handbook. The Pearson VUE website also provides links to exam outlines and an ESL (English as a second language) request form.

  Visite el sitio web de Pearson Vue para descargar el bosquejo de contenido para el examen (Formulario “Content Outlines - Spanish”) y solicite tomar el examen en español (Formulario “English as a Second Language (ESL) Request Form”). Si usted tiene cualquier pregunta sobre cómo tomar el examen, llame a Pearson Vue al 888-754-7667 o puede charlar en línea a través del sitio web de Pearson Vue (Oprima “Need help? Contact customer service”).

• You do not need to take an exam if:
  • Your license has been expired for more than 90 days, but less than one year.
  • You don’t live in Texas, but you have a license in good standing in a reciprocal state.
• Veterans can be reimbursed the fees for exams taken on or after February 1, 2019. Veterans who have passed Texas insurance exams can apply to the U.S. Department of Veterans Affairs to get the exam fee reimbursed.

Fingerprint background check

• Most people who apply for a license must: (1) get a fingerprint background check from IdentoGO, and (2) send us a copy of the IdentoGO receipt showing that their fingerprints were sent to the Texas Department of Public Safety.
• Some people can ask for an exemption from getting a fingerprint background check. To learn more, see the Texas Administrative Code.
• You do not need to get a fingerprint background check if you live in Texas and have: (1) an active license or registration with us, and (2) already submitted fingerprints.
• Begin the application process on TDI’s online initial application and fingerprint portal to receive your fingerprint service code and instructions.
• To learn more, read the fingerprinting requirements and instructions.

Application: adjuster or agency

• If you want to apply for an adjuster license:
  • You must pass the exam before applying. If you apply before passing the exam, you will need to: (1) send a new application after you pass the exam, and (2) pay the application fee again.
  • You must complete your fingerprints and then submit an application within one year of passing the exam or you will need to retake the exam.
  • You must apply online by using Sircon.
  • The application fee is $50.
• If you want to apply to reinstate an expired adjuster license:
  • You can reinstate a license up to one year after it expired. (In the first 90 days, you can use the renewal process.)
  • Use Sircon and choose “New Adjuster License.”
  • Attach a copy of your fingerprint receipt from IdentoGO.
  • The application fee is $75.
  • A new, passing exam is not required if applying within one year after your license expired.
• If you want to apply for an agency (firm) license:
  • Apply online by using Sircon. Review the following tutorials before starting the application process:
    • Resident public insurance adjuster agency application (PDF)
    • Non-resident public insurance adjuster agency application – via reciprocity (PDF)
    • Non-resident public insurance adjuster agency application – no home state license (PDF)
  • The application fee is $50.
  • On the application, you must give information for:
    • All executive officers, directors, or partners who administer the agency’s operations in Texas.
    • All individuals and entities in control of the agency’s operations.
  • At least one officer or active partner must have an individual Public Adjuster License.
  • When filling out the Sircon application, you will need to:
    • Show proof you have a surety bond of $10,000 or more. You must be listed as the sole principal of the bond. To show proof, you must upload to your Sircon application the Public Insurance Adjuster Bond (Form FIN509) and a copy of the original bond form.
    • Let us know which contract you will use with your clients. You can either: (1) upload to Sircon a contract you developed if it meets the requirements in the Texas Administrative Code, section 19.708, or (2) mark on your Sircon application that you will use the contract we developed, the Public Insurance Adjuster Contract (Form FIN535). 
• Questions? Call us at 512-676-6500 or email License@tdi.texas.gov. 
• Tips for successful application processing.

Non-resident license

If you have an active license in good standing in your resident / home state, you can apply for a non-resident license in Texas using Sircon. The application fee is $50.

Temporary license

A temporary license is not offered for a public insurance adjuster license.

Emergency license

A 90-day emergency license is not offered for a public insurance adjuster license.

Provisional permit

A provisional permit is not offered for a public insurance adjuster license.

Laws: Texas Insurance Code

Laws about the public insurance adjuster license can be found in the Texas Insurance Code, section 4102.001 to 4102.105.