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You are here: www.tdi.texas.gov . title . titlerates2013

Texas Title Insurance Basic Premium Rates

Title Rate Chart in PDF

Rates Effective May 1, 2013
Policies Up To And Including Basic Premium Policies Up To And Including Basic Premium Policies Up To And Including Basic Premium Policies Up To And Including Basic Premium
$10,000 $238 $32,500 $398 $55,000 $556 $77,500 $716
10,500 $242 33,000 $401 55,500 $559 78,000 $720
11,000 $244 33,500 $405 56,000 $565 78,500 $725
11,500 $248 34,000 $408 56,500 $568 79,000 $729
12,000 $252 34,500 $412 57,000 $571 79,500 $730
12,500 $255 35,000 $415 57,500 $575 80,000 $734
13,000 $260 35,500 $419 58,000 $579 80,500 $738
13,500 $264 36,000 $422 58,500 $581 81,000 $742
14,000 $267 36,500 $426 59,000 $585 81,500 $744
14,500 $270 37,000 $429 59,500 $589 82,000 $748
15,000 $272 37,500 $433 60,000 $593 82,500 $753
15,500 $276 38,000 $437 60,500 $597 83,000 $757
16,000 $280 38,500 $441 61,000 $600 83,500 $759
16,500 $284 39,000 $443 61,500 $603 84,000 $762
17,000 $288 39,500 $447 62,000 $607 84,500 $767
17,500 $292 40,000 $450 62,500 $611 85,000 $770
18,000 $296 40,500 $455 63,000 $613 85,500 $773
18,500 $298 41,000 $457 63,500 $617 86,000 $776
19,000 $301 41,500 $462 64,000 $621 86,500 $781
19,500 $304 42,000 $465 64,500 $625 87,000 $785
20,000 $309 42,500 $469 65,000 $628 87,500 $788
20,500 $312 43,000 $471 65,500 $631 88,000 $791
21,000 $317 43,500 $475 66,000 $635 88,500 $795
21,500 $320 44,000 $479 66,500 $640 89,000 $799
22,000 $324 44,500 $483 67,000 $644 89,500 $801
22,500 $327 45,000 $487 67,500 $645 90,000 $804
23,000 $330 45,500 $490 68,000 $649 90,500 $809
23,500 $333 46,000 $493 68,500 $653 91,000 $813
24,000 $337 46,500 $497 69,000 $656 91,500 $817
24,500 $340 47,000 $499 69,500 $659 92,000 $819
25,000 $345 47,500 $503 70,000 $664 92,500 $823
25,500 $348 48,000 $508 70,500 $668 93,000 $827
26,000 $352 48,500 $512 71,000 $672 93,500 $831
26,500 $355 49,000 $515 71,500 $674 94,000 $832
27,000 $358 49,500 $518 72,000 $677 94,500 $837
27,500 $361 50,000 $522 72,500 $681 95,000 $842
28,000 $365 50,500 $525 73,000 $685 95,500 $845
28,500 $368 51,000 $527 73,500 $688 96,000 $847
29,000 $373 51,500 $531 74,000 $692 96,500 $851
29,500 $376 52,000 $536 74,500 $696 97,000 $855
30,000 $380 52,500 $540 75,000 $700 97,500 $859
30,500 $383 53,000 $543 75,500 $702 98,000 $862
31,000 $387 53,500 $547 76,000 $706 98,500 $866
31,500 $390 54,000 $550 76,500 $709 99,000 $870
32,000 $393 54,500 $553 77,000 $713 99,500 $873
100,000 $875

Title Basic Premium Calculation for Policies in Excess of $100,000

Using the table below, apply these steps to determine basic premium for policies above $100,000:

  • Step 1 In column (1), find the range that includes the policy's face value.
  • Step 2 Subtract the value in column (2) from the policy's face value.
  • Step 3 Multiply the result in Step 2 by the value in column (3), and round to the nearest dollar.
  • Step 4 Add the value in column (4) to the result of the value from Step 3.


(See examples provided following the table.)

(1)
Policy Range
(2)
Subtract
(3)
Multiply by
(4)
Add
[$100,001 - $1,000,000] 100,000 0.00554 $875
[$1,000,001 - $5,000,000] 1,000,000 0.00456 $5,861
[$5,000,001 - $15,000,000] 5,000,000 0.00376 $24,101
[$15,000,001 - $25,000,000] 15,000,000 0.00267 $61,701
[Greater than $25,000,000] 25,000,000 0.00160 $88,401

Examples for Policies in Excess of $100,000


Example 1:

(1) Policy is $268,500

(2) Subtract $100,000 ==> $268,500 - $100,000 ==> Result = $168,500

(3) Multiply by 0.00554 ==> $168,500 x 0.00554 ==> $933.49 ==> Result = $933

(4) Add $875 ==> $933 + $875 ==> Final Result = $1,808

Example 2:

(1) Policy is $4,826,600

(2) Subtract $1,000,000 ==> $4,826,600 - $1,000,000 ==> Result = $3,826,600

(3) Multiply by 0.00456 ==> $3,826,600 x 0.00456 ==> $17,449.30 ==> Result = $17,449

(4) Add $5,861 ==> $17,449 + $5,861 ==> Final Result = $23,310

Example 3:

(1) Policy is $10,902,800

(2) Subtract $5,000,000 ==> $10,902,800 - $5,000,000 ==> Result = $5,902,800

(3) Multiply by 0.00376 ==> $5,902,800 x 0.00376 ==> $22,194.53 ==> Result = $22,195

(4) Add $24,101 ==> $22,195 + $24,101 ==> Final Result = $46,296

Example 4:

(1) Policy is $17,295,100

(2) Subtract $15,000,000 ==> $17,295,100 - $15,000,000 ==> Result = $2,295,100

(3) Multiply by 0.00267 ==> $2,295,100 x 0.00267 ==> $6,127.92 ==> Result = $6,128

(4) Add $61,701 ==> $6,128 + $61,701 ==> Final Result = $67,829

Example 5:

(1) Policy is $39,351,800

(2) Subtract $25,000,000 ==> $39,351,800 - $25,000,000 ==> Result = $14,351,800

(3) Multiply by 0.00160 ==> $14,351,800 x 0.00160 ==> $22,962.88 ==> Result = $22,963

(4) Add $88,401 ==> $22,963 + $88,401 ==> Final Result = $111,364

Rates Effective May 1, 2013
Adopted by Commissioner's Order 2385
2013 Texas Title Insurance Rate Hearing
Docket No. 2749

Title Rate Chart in PDF



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Last updated: 09/06/2014

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