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You are here: Home . rules . 2005 . 0105-059

EXEMPT FILING NOTIFICATION PURSUANT TO THE INSURANCE CODE

CHAPTER 5, SUBCHAPTER L, ARTICLE 5.96

ADOPTION OF AMENDMENTS TO THE

TEXAS AUTOMOBILE RULES AND RATING MANUAL,

RULE 141, RENTAL CAR COMPANIES

The Commissioner of Insurance adopts amendments proposed by staff to the Texas Automobile Rules and Rating Manual (the Manual), Rule 141, Rental Car Companies. Staff's petition (Ref. No. A-1104-21-I) was published in the November 19, 2004 issue of the Texas Register (29 TexReg 10783).

Manual Rule 141 Subsection A, "Eligibility," is amended to restate that this rule applies to automobile rental liability insurance that is issued on the Texas Automobile Rental Liability Policy and the Texas Automobile Rental Liability Excess Policy.

Manual Rule 141 Subsection E, "Required Disclosures," is also amended to revise the language that informs a prospective buyer of rental liability insurance in a rental car transaction that he or she may already have an insurance policy that duplicates the coverage that would be provided by an automobile rental liability insurance policy. Subsection E is revised to del ete the portion of the disclosure which states, "Your Texas automobile policy provides coverage for your liability while renting a rental vehicle. Automobile policies issued in other states or countries may also duplicate this coverage." The deleted language is replaced with "Your personal automobile insurance policy may provide coverage for your liability while operating a rental vehicle."

All amendments to Rule 141 are in compliance with Insurance Code Article 21.09, which became effective September 1, 1999 .

The amendments as adopted by the Commissioner of Insurance are shown in a revised exhibit on file with the Chief Clerk under Ref. No. A-1104-21-I, which is incorporated by reference into Commissioner's Order No. 05-0006 .

The Commissioner of Insurance has jurisdiction over this matter pursuant to Insurance Code Articles 5.10, 5.13-2, 5.96, 5.98, 5.101, 21.09 and 36.001.

IT IS THEREFORE THE ORDER of the Commissioner of Insurance that the Manual is amended as described herein, and the amendments are adopted to become effective on the 15 th day after publication of the notification of the Commissioner's action in the Texas Register.



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