Skip to Top Main Navigation Skip to Left Navigation Skip to Content Area Skip to Footer
Texas Department of Insurance
Topics:   A B C D E F G H I J K L M N O P Q R S T U V W X Y Z All

Home Insurance for Kids

When you get older, you may buy a house. Insurance will help you protect it and fix it if anything happens to it.

Why do you need insurance for your house?

  • It could catch fire.
  • Lightning could strike it.
  • A tornado could blow your roof off.
  • A tree could fall on it.
  • It could flood.

There are many ways for your house to get damaged. Houses cost a lot of money to fix. If you don't have insurance, you will have to pay the whole bill by yourself. But if you have insurance, your insurance company will help you pay the bill. If your house is too damaged to fix, insurance will help you build a new one.

Sometimes, the things you own get broken or lost. If your house catches fire, your clothes and toys could get burned too. A burglar might steal your TV. Don't worry. Insurance can help you buy new clothes and toys, and even a new TV!

Even if you don't buy a house, you will still want to protect the things you own. If you live in an apartment, you can buy renters insurance. Renters insurance will help you fix your things if they get damaged. It also will help you buy new things if they are lost or stolen.

Fun Activities

Do a home inventory
How much does insurance for your house cost?

How much does insurance for your house cost?

Each insurance company has its own price. When you get ready to buy insurance, you should shop around. You can save a lot of money by shopping.

Print out these booklets. They can help you find good deals. Give them to your parents and to people you know who need insurance:

Questions? Call us at 800-252-3439.