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Premium finance companies

The Company Licensing and Registration Office is responsible for licensing Premium Finance Companies. A person may not negotiate, transact, or engage in the business of premium financing in this state without first obtaining a license.

Pursuant to Texas Insurance Code, Chapter 651, 651.001, an "insurance premium finance company" means:
(A) a person engaged in the business of making loans under this chapter by entering into premium finance agreements with insureds or prospective insureds;
(B) a person engaged in the business of acquiring premium finance agreements from insurance agents or brokers or from other insurance premium finance companies; or
(C) an insurance agent or broker making loans under this chapter who holds premium finance agreements made and delivered by insureds that are payable to the agent or broker or to the agent's or broker's order.

The requirements of the law and certain exemptions are found in the Texas Insurance Code, Chapter 651-Financing of Insurance Premiums.

The sections of the Texas Administrative Code (TAC) outlining the administration and enforcement of the statute are available for viewing and printing at Texas Administrative Code, 28 TAC §§ Chapter 25. Although we make every attempt to ensure the currency of the code references on this page, they should be used only as guides. The TAC is subject to change at need, and the TIC changes a few months after a legislative session.

Application for an initial PF license

Application for renewal, or non-renewal of PF license

Application for a PF License by a Bank or Savings and Loan Association

Additional Location


Name Change

Ownership Change

Annual Operations Report

The Annual Operations Report (AOR) Forms are due April 1st.

Disclosure Form

TDI Form FIN169, PF7 - Premium Finance Comparison Disclosure Form. This form to be downloaded by PF companies and provided to customers with every transaction.

Additional Information

A weekly updated list of premium finance companies (including branch locations) may be downloaded. This is a small zip file. Instructions: Click on the "Plus" Sign next to "Regulated Companies", then Select "Premium Finance Companies" and Download List.

Submit Forms




Texas Department of Insurance
Company Licensing and Registration, MC 103-CL
333 Guadalupe Street
Austin, TX 78701


For more information regarding Premium Finance Licensing contact (512) 676-6375 or email

For more information, contact:

Last updated: 2/28/2018