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We want to help you find ways to save money while still getting the coverage you need.
Check out these tips to get started.
Shop around
Shopping for a better bargain? It's a good idea to shop around to find the policy that best meets your needs and budget.
Compare rates
Want to compare home insurance rates and companies? Complete your profile on HelpInsure.com to get sample prices and compare policies. Contact your top choices to get quotes.
Use HelpInsure.com to compare rates
Ask about discounts
What home insurance discounts do you qualify for? Companies may offer discounts for having a monitored burglary or smoke alarm system, having other policies with the same company, and filing no or few claims in five years.
Lower your home insurance cost by asking for discounts
Improve your home’s safety and your credit score
Do you lock your doors and keep your yard and house maintained?
Do you have a good credit score? Most insurance companies use your credit history to help decide whether to sell you insurance and its cost.
How to save on home and car insurance by staying safe
How credit scores affect rates
Will my premium go up if I file a claim?
How does home insurance work in Texas?
Knowing the ins and outs of home insurance in Texas can protect you and help you get the most from your policy. Learn more in our Homeowners insurance guide.
How are your auto and homeowners insurance costs calculated?