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Texas Department of Insurance
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March 14, 2024

Any place can flood. Do you have flood insurance?

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It can rain and flood anywhere. Your homeowner or renter’s policy doesn’t cover flood damage. You might want to buy flood insurance.

One inch of water in a home or apartment can cause up to $26,000 in damage.

To shop for coverage, talk to your insurance provider. If they don’t offer a flood policy, go online to floodsmart.gov to find providers.

A flood policy takes effect 30 days after purchase. It’s wise to shop before hurricane season, which begins June 1.

Get expert advice on flood insurance in this Texas Insurance Podcast.

Learn more