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Texas Department of Insurance
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Home repairs that don’t require a windstorm inspection

(printable pdf)

June 2021


Most new construction, roof replacements, and major repairs must be inspected before you can get coverage through the Texas Windstorm Insurance Association. But not every repair requires an inspection. These don’t.

General repairs

  • Protective measures before a storm.
  • Temporary repairs after a storm.
  • Nonstructural interior fixtures, cabinets, nonloadbearing partitions, surfaces, trims, or equipment repair or replacement.
  • Painting, carpeting, and refinishing.
  • Plumbing and electrical repairs, including preformed flange repair or replacement.

Doors, fences, steps, and windows

  • Breakaway wall repairs.
  • Decorative shutter replacement.
  • Fence repairs.
  • Porch and balcony handrail and guardrail repairs.
  • Stairway, steps, and wheelchair ramp repairs.
  • Soffits, less than 24 inches wide, repair or replacement.
  • Storm doors or screen doors repair or replacement if installed outside an exterior door.
  • Wall covering repair or replacement if the area is less than 10% of the surface area of the affected side of the structure.
  • Window glass, glass doors, and exterior side-hinged door replacement, not including the frames, if the area is less than 10% of the surface area of the affected side of the structure.

Fascia, gutters, and roofs

  • Fascia repairs.
  • Gutters repair or replacement.
  • Roof repairs of less than 100 square feet not involving roof decking or framing members.

Foundations and slabs

  • Leveling and repairs to an existing slab-on-grade foundation, unless wall or foundation anchorage is altered or repaired.
  • Leveling an existing pier-and-beam foundation or piling foundation if no repairs are made.
  • Repairs to slabs on the ground for patios or under homes on pilings.

Learn more about windstorm inspections.

For additional information regarding this list, please call 800-248-6032.

For more information, contact:

Last updated: 6/11/2021