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Texas Department of Insurance
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Search home and auto insurance rate filings

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Insurance companies are required to file their home and auto rates with TDI before they use them to set premiums. TDI reviews the filings to make sure they’re following state laws. 

Consumers can see home and auto rate filings submitted by insurance companies.

To search for a filing, enter your company name in the search bar below.

Look at your insurance policy, billing statement, or call your agent to ask the exact name of your company. The insurance company name is not the same as the agency name that sold you the policy.

Learn about the columns in this data set. You can also select "Columns" on the far right side to choose which columns appear. 

 

Open data to export.

Learn about the columns in this data set

Field Definition
Company Name

This is your company's name.
Received Date

This is when the insurance company gave the filing to TDI.
Type of Insurance

This will say personal auto or homeowners.
Subtype of Insurance

This will tell you more about the type of filing.
Product Name

Insurance companies sell products through agents and agencies. When filing rates, companies give product names to their filings.

The product name can help you find the rate filing for your policy.

Get more help with rate filing product names.
Percent Change

This is the estimated impact that the rate change has on existing policyholders. Impacts could be higher or lower for any policyholder depending on changes to specific factors.

Note: If the change is blank or 0%, it means that only rules or something else that doesn't impact the premium were changed in the filing or that the overall impact to all policyholders combined is 0%.
SERFF ID #

Filing number for the rate filing.
Effective Date (New Business)

This is the date the company starts using this rate for a new policy.
Effective Date (Renewal Business)

This is the date the company starts using this rate for a policy you're renewing.
Status

A "pending" filing means TDI is still reviewing it. A "closed" filing means TDI is done with its review.
Closed Type

This shows the outcome of the filing.

  • Rejected: TDI rejected the filing for technical reasons, like the company filed under the incorrect line of business or didn't give TDI enough information.
  • Reviewed: TDI reviewed the filing and closed it.
  • Withdrawn: The insurance company withdrew the filing. Companies do this if they need more time to respond to TDI's questions, want to refile with a different rate, were asked to withdraw the filing because it didn't comply with state laws or rules, or other reasons.

Get more filing details

Understanding insurance rates

Shopping for insurance and lowering costs

TDI’s advice for consumers

We recommend consumers shop for coverage regularly. You often get the best rates when you’re willing to switch companies.

You can search and compare policies sold in your area on HelpInsure.com.

Ask your company about the discounts they offer. Discounts can help lower your premium. You might be able to get discounts for things like having more than one policy with the same company.

Choose your deductibles wisely. Policies with higher deductibles have lower premiums. But remember that if you choose a higher deductible, you’ll have to pay more out of pocket if you need to make a claim.

Insurance questions?

Have an insurance question? Call TDI’s Help Line at 800-252-3439. It’s open weekdays from 8 a.m. to 5 p.m. Central time.

For more information, contact: PropertyCasualty@tdi.texas.gov