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Texas Department of Insurance
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February 24, 2022

Did you get a surprise medical bill? You might not have to pay.


Nobody likes getting a medical bill they weren’t expecting.

Good news: You might not have to pay it.

A new federal law and a 2019 state law bans out-of-network doctors, hospitals, and other health care providers from billing you in emergencies or when you didn’t have a choice of doctors. These bills are called “surprise bills.”

Federal law also protects you from surprise bills from air ambulance services.

We have tips about what to do with a surprise bill. Visit our webpage, How to get help with a surprise medical bill.

Learn more