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Texas Department of Insurance
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June 2, 2021

Starting your financial future together

Getting married soon? You’re not the only happy couple! Wedding planners report being booked through the year as couples reschedule weddings postponed due to the pandemic. We can’t help you find a caterer, but we do have an insurance checklist to get you off to a good financial start.

Renters insurance: The average renters policy in Texas costs about $20 a month. That’s a great way to protect those nice wedding gifts. It will pay to replace items damaged by a burst pipe or other cause. It will also cover personal items stolen from your home or car.

Auto policies: Combining your auto policies may save you money. Most insurance companies offer a discount if you have more than one vehicle, and rates are usually lower if you’re married.

Health coverage: You have several options for health coverage. If both of you have coverage through work, compare the policies. One may have better benefits, a lower deductible, or a lower cost to add a dependent. And check to see if there’s a deadline to add a spouse.

Life insurance: As your situation changes and your family grows, you may need life insurance. Consider how much income would need to be replaced to help with childcare, your mortgage, and other debts.