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Texas Department of Insurance
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May 22, 2025

Experts predict an active hurricane season. Use our tips to prepare.

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Texas and the U.S. could be in for a busy hurricane season.

The National Oceanic and Atmospheric Administration (NOAA) predicts that 13 to 19 named storms could develop over the Atlantic Ocean during hurricane season, which runs from June to November. Six to ten of the storms could develop into hurricanes, NOAA says, three to five of them major storms.

Colorado State University experts expect 17 named storms, including 11 hurricanes, five of them major storms. They warn there’s an 70% chance that a named storm hits Texas this hurricane season.

The good news is that Texans have time now to prepare.

Some tips:

  • Consider buying flood insurance. Flood damage isn’t usually covered by your home insurance. Don’t wait long: It typically takes 30 days for flood policies to take effect.
  • Write a family disaster plan. Start on the  TexasReady.gov website
  • Decide where and how far you’ll go if you evacuate.
  • Build a “go kit” with food, medicine, clothes, pet food, and other vital supplies.
  • Make a room-by-room home inventory. This could help later if you file a claim.

Learn more

Plan to be safe before a hurricane hits Texas

Hurricane season: How to prepare your home and property

Flood insurance: Why you need a policy

Before the storm