Wondering why you’re paying more for home or auto coverage than your neighbor?
It might have to do with past insurance claims.
The good news is that you can get details for free by asking for a report.
What’s the report? It’s the Comprehensive Loss Underwriting Exchange or CLUE report. It shows claims filed for homes and cars for the past seven years. Insurance companies are supposed to report information based on filed claims, including:
- Date of loss.
- Loss type.
- Amount paid on claim.
How do I get a report? You can get a report on any property you own by contacting LexisNexis. Click on “Request a Consumer Disclosure Report.” You can contact LexisNexis to dispute incorrect information in the report or to add an explanation.
If you’re buying a home or car, you can ask the current owner for the report.
Learn more
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