With hurricane season starting June 1, it’s a good time to shop for flood insurance. Act soon because a flood policy typically takes effect 30 days after purchase.
Reasons to shop:
- Since 1996, 99% of U.S. counties have been affected by flooding.
- One inch of water in a home or apartment can cause over $26,000 in damage.
- People who have flood insurance receive an average claim payment of $68,000.
To shop, talk to your home or renters insurance agent or company. If they don’t offer a flood policy, go online to floodsmart.gov to find a company. You can use the National Flood Insurance Program’s (NFIP) quoting tool to get policy and premium costs.
Get expert advice on flood insurance in this Texas Insurance Podcast.
Learn more
Flood insurance: Why you need a policy
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