Temporary income benefits (TIBs)

You may be able to get temporary income benefits (TIBs) if your work-related injury or illness causes you to lose some or all of your wages for more than seven days.
If you have more than one job, you may be able to get TIBs if you lose income from these other employers as well (see multiple employment).

Amount you may get:

TIBs are 70% of the difference between your average weekly wage and the money you are able to earn after your work-related injury. Your average weekly wage is the average amount of money your employer said you got each week from your job before you were hurt.

Your TIBs could be 75% of the difference between your average weekly wage and the wages you earn after your work-related injury if:

• You were hurt before September 1, 2015 and earned less than $8.50 an hour, or
• You were hurt on or after September 1, 2015 and earned less than $10.00 an hour.

TIBs are limited to maximum and minimum amounts. To find out how much your benefit payment may be call 800-252-7031, option 1.

Modified duty:

After you are hurt, your doctor may allow you to go back to work at modified duty. This might be a change to your regular job or a temporary or different work task.

You may still get TIBs if you are on modified duty at lower wages.

When TIBs start and end:

TIBs begin once your injury or illness causes you to miss eight days from work. Benefits are not paid for the first week unless your injury caused you to lose all or some of your pay (disability) for 14 days or more. In workers’ compensation, disability does not mean a physical handicap. Disability means your injury kept you from earning money.

TIBs end when:

• a health care provider determines that no further healing or recovery from your injury can be expected (maximum medical improvement),
• you are able to earn the average amount of money your employer said you got each week from your job before you were hurt (average weekly wage), or
• you reach the end of your TIBs benefits period, which is 104 weeks after your eighth day of work-related disability.