Plan | Plan Description | Rate |
---|---|---|
10 | Single Premium 14-day Retroactive | Multiply rate from Table C times Discount Factor * |
11 | Single Premium 30-day Retroactive | Multiply rate from Table C times Discount Factor * |
12 | Single Premium 14-day Non-Retroactive | Multiply rate from Table C times Discount Factor * |
13 | Single Premium 30-day Non-Retroactive | Multiply rate from Table C times Discount Factor * |
14 | Single Premium 90-day Non-Retroactive w | $.13 /year/$100 initial indebtedness times Discount Factor * |
16 | Outstanding Balance Revolving 14-day Retroactive | $2.00 per month per $1000 of outstanding insured indebtedness |
17 | Outstanding Balance Revolving 30-day Retroactive | $1.48 per month per $1000 of outstanding insured indebtedness |
18 | Outstanding Balance Revolving 14-day Non-Retroactive | $1.74 per month per $1000 of outstanding insured indebtedness |
19 | Outstanding Balance Revolving 30-day Non-Retroactive | $1.30 per month per $1000 of outstanding insured indebtedness |
22 | Outstanding Balance Other 14-day Retroactive | Multiply applicable Table C rate by Conversion Formula ** |
23 | Outstanding Balance Other 30-day Retroactive | Multiply applicable Table C rate by Conversion Formula** |
24 | Outstanding Balance Other 14-day Non-Retroactive | Multiply applicable Table C rate by Conversion Formula** |
25 | Outstanding Balance Other 30-day Non-Retroactive | Multiply applicable Table C rate by Conversion Formula** |
26 | Outstanding Balance Other 90-day Non-Retroactive | Multiply Plan 14 SP without discount by Conversion Formula** |
* Single premium rates for plans 10 through 14 must be multiplied by the discount factor which is restated as follows:
Discount Factor = | |||
Where n = The term of the insurance coverage in months |
** | Conversion Formula Is As Follows: | |
Where n = the term of the insurance coverage in months. |
°Coverage cannot be less than 6 months
TABLE C OF APPENDIX C CREDIT DISABILITY SINGLE PREMIUM RATES (PLANS 10, 11, 12, & 13) BEFORE APPLICATION OF DISCOUNT FACTOR RATES BELOW ARE PER $100 OF INITIAL INDEBTEDNESS
********** Benefits Payable After: ****************
********** Benefits Payable After: ****************
Original Number of Equal Installments |
14th day of Disability Retroactive |
14th day of Disability Non-retroactive |
30th day of disability Retroactive |
30th day of disability Non-retroactive |
---|---|---|---|---|
3 | 0.79 | 0.61 | ||
4 | 1.06 | 0.81 | ||
5 | 1.32 | 1.01 | ||
6 | 1.51 | 1.21 | 1.10 | 0.68 |
7 | 1.60 | 1.36 | 1.20 | 0.78 |
8 | 1.69 | 1.44 | 1.29 | 0.86 |
9 | 1.76 | 1.51 | 1.37 | 0.94 |
10 | 1.83 | 1.58 | 1.45 | 1.01 |
11 | 1.89 | 1.64 | 1.50 | 1.08 |
12 | 1.94 | 1.69 | 1.55 | 1.13 |
13 | 1.99 | 1.75 | 1.58 | 1.18 |
14 | 2.04 | 1.80 | 1.62 | 1.24 |
15 | 2.09 | 1.85 | 1.65 | 1.29 |
16 | 2.14 | 1.89 | 1.68 | 1.33 |
17 | 2.18 | 1.94 | 1.71 | 1.38 |
18 | 2.23 | 1.97 | 1.74 | 1.43 |
19 | 2.26 | 2.02 | 1.76 | 1.46 |
20 | 2.30 | 2.05 | 1.79 | 1.50 |
21 | 2.34 | 2.09 | 1.82 | 1.53 |
22 | 2.37 | 2.12 | 1.83 | 1.55 |
23 | 2.41 | 2.16 | 1.86 | 1.57 |
24 | 2.44 | 2.19 | 1.88 | 1.59 |
25 | 2.48 | 2.23 | 1.89 | 1.61 |
26 | 2.50 | 2.26 | 1.93 | 1.64 |
27 | 2.54 | 2.29 | 1.95 | 1.66 |
28 | 2.56 | 2.32 | 1.96 | 1.68 |
29 | 2.60 | 2.35 | 1.98 | 1.69 |
30 | 2.62 | 2.38 | 2.00 | 1.71 |
31 | 2.66 | 2.41 | 2.02 | 1.73 |
32 | 2.69 | 2.43 | 2.03 | 1.75 |
33 | 2.71 | 2.46 | 2.05 | 1.76 |
34 | 2.74 | 2.49 | 2.08 | 1.79 |
35 | 2.76 | 2.52 | 2.09 | 1.81 |
Original Number of Equal Installments |
14th day of Disability Retroactive |
14th day of Disability Non-retroactive |
30th day of disability Retroactive |
30th day of disability Non-retroactive |
---|---|---|---|---|
36 | 2.79 | 2.55 | 2.11 | 1.83 |
37 | 2.82 | 2.57 | 2.12 | 1.83 |
38 | 2.84 | 2.60 | 2.14 | 1.85 |
39 | 2.87 | 2.62 | 2.16 | 1.87 |
40 | 2.89 | 2.64 | 2.16 | 1.88 |
41 | 2.92 | 2.67 | 2.18 | 1.89 |
42 | 2.95 | 2.69 | 2.20 | 1.91 |
43 | 2.96 | 2.72 | 2.22 | 1.93 |
44 | 2.99 | 2.74 | 2.23 | 1.95 |
45 | 3.02 | 2.76 | 2.25 | 1.96 |
46 | 3.04 | 2.79 | 2.26 | 1.97 |
47 | 3.06 | 2.81 | 2.28 | 1.99 |
48 | 3.09 | 2.83 | 2.29 | 2.00 |
49 | 3.10 | 2.86 | 2.30 | 2.02 |
50 | 3.13 | 2.88 | 2.31 | 2.03 |
51 | 3.15 | 2.90 | 2.33 | 2.04 |
52 | 3.17 | 2.92 | 2.34 | 2.05 |
53 | 3.19 | 2.95 | 2.36 | 2.07 |
54 | 3.22 | 2.96 | 2.36 | 2.08 |
55 | 3.23 | 2.98 | 2.38 | 2.09 |
56 | 3.26 | 3.01 | 2.40 | 2.11 |
57 | 3.28 | 3.02 | 2.41 | 2.12 |
58 | 3.29 | 3.05 | 2.42 | 2.14 |
59 | 3.32 | 3.07 | 2.43 | 2.15 |
60 | 3.34 | 3.09 | 2.44 | 2.16 |
61 | 3.35 | 3.10 | 2.46 | 2.17 |
62 | 3.37 | 3.12 | 2.48 | 2.19 |
63 | 3.39 | 3.14 | 2.49 | 2.21 |
64 | 3.41 | 3.16 | 2.51 | 2.23 |
65 | 3.42 | 3.17 | 2.53 | 2.24 |
66 | 3.44 | 3.19 | 2.55 | 2.26 |
67 | 3.46 | 3.21 | 2.56 | 2.28 |
68 | 3.48 | 3.22 | 2.58 | 2.29 |
69 | 3.49 | 3.24 | 2.60 | 2.31 |
70 | 3.51 | 3.26 | 2.62 | 2.33 |
71 | 3.53 | 3.28 | 2.63 | 2.35 |
72 | 3.55 | 3.29 | 2.65 | 2.36 |
73 | 3.56 | 3.31 | 2.67 | 2.38 |
74 | 3.58 | 3.33 | 2.69 | 2.40 |
75 | 3.60 | 3.35 | 2.70 | 2.42 |
76 | 3.62 | 3.36 | 2.72 | 2.43 |
Original Number of Equal Installments |
14th day of Disability Retroactive |
14th day of Disability Non-retroactive |
30th day of disability Retroactive |
30th day of disability Non-retroactive |
---|---|---|---|---|
77 | 3.63 | 3.38 | 2.74 | 2.45 |
78 | 3.65 | 3.40 | 2.76 | 2.47 |
79 | 3.67 | 3.42 | 2.77 | 2.49 |
80 | 3.69 | 3.43 | 2.79 | 2.50 |
81 | 3.70 | 3.45 | 2.81 | 2.52 |
82 | 3.72 | 3.47 | 2.82 | 2.54 |
83 | 3.74 | 3.49 | 2.84 | 2.56 |
84 | 3.75 | 3.50 | 2.86 | 2.57 |
85 | 3.77 | 3.52 | 2.88 | 2.59 |
86 | 3.79 | 3.54 | 2.89 | 2.61 |
87 | 3.81 | 3.55 | 2.91 | 2.62 |
88 | 3.82 | 3.57 | 2.93 | 2.64 |
89 | 3.84 | 3.59 | 2.95 | 2.66 |
90 | 3.86 | 3.61 | 2.96 | 2.68 |
91 | 3.88 | 3.62 | 2.98 | 2.69 |
92 | 3.89 | 3.64 | 3.00 | 2.71 |
93 | 3.91 | 3.66 | 3.02 | 2.73 |
94 | 3.93 | 3.68 | 3.03 | 2.75 |
95 | 3.95 | 3.69 | 3.05 | 2.76 |
96 | 3.96 | 3.71 | 3.07 | 2.78 |
97 | 3.98 | 3.73 | 3.09 | 2.80 |
98 | 4.00 | 3.75 | 3.10 | 2.82 |
99 | 4.02 | 3.76 | 3.12 | 2.83 |
100 | 4.03 | 3.78 | 3.14 | 2.85 |
101 | 4.05 | 3.80 | 3.16 | 2.87 |
102 | 4.07 | 3.82 | 3.17 | 2.89 |
103 | 4.09 | 3.83 | 3.19 | 2.90 |
104 | 4.10 | 3.85 | 3.21 | 2.92 |
105 | 4.12 | 3.87 | 3.22 | 2.94 |
106 | 4.14 | 3.89 | 3.24 | 2.96 |
107 | 4.15 | 3.90 | 3.26 | 2.97 |
108 | 4.17 | 3.92 | 3.28 | 2.99 |
109 | 4.19 | 3.94 | 3.29 | 3.01 |
110 | 4.21 | 3.95 | 3.31 | 3.02 |
111 | 4.22 | 3.97 | 3.33 | 3.04 |
112 | 4.24 | 3.99 | 3.35 | 3.06 |
113 | 4.26 | 4.01 | 3.36 | 3.08 |
114 | 4.28 | 4.02 | 3.38 | 3.09 |
115 | 4.29 | 4.04 | 3.40 | 3.11 |
116 | 4.31 | 4.06 | 3.42 | 3.13 |
117 | 4.33 | 4.08 | 3.43 | 3.15 |
118 | 4.35 | 4.09 | 3.45 | 3.16 |
119 | 4.36 | 4.11 | 3.47 | 3.18 |
120 | 4.38 | 4.13 | 3.49 | 3.20 |