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Texas Department of Insurance
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Rate Review

Information on Implementation of SB 1296


Senate Bill 1296, 87th Legislature, Regular Session (2021) requires TDI to adopt rules to establish a process for reviewing rates for individual and small group market health benefit plans. The law also directs TDI to establish geographic rating areas.

Effective 01/01/2023, Texas is recognized as a state with an Effective Rate Review Program for the 2023 plan year. Filings will be due June 15. 

CMS has posted the adopted rating areas included in the implementation rule:

The proposal for the rate review rule that was submitted to the Texas Register. The proposal will publish in the April 8 issue and comments are due by 5 p.m. Central time on May 9. There will be a Commissioner Hearing held under Docket No. 2833 on April 18 at 2 p.m.

Rate review templates referenced in the rule:

Public Information on Rate Filings

Find information on health insurance premiums rates:

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Last updated: 5/4/2022