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Texas Department of Insurance
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January 27, 2022

You could save money by comparing car insurance prices


People routinely price-shop food, clothes, tech products and other items. Yet in 2020, more than half of U.S. customers didn’t take any action to manage their auto insurance costs, according to a J.D. Power study released in 2021.

Customers who did act mostly chose to reduce coverage; increase their deductible; or shop or shift to a different provider, the study found.

Michele Thomas of TDI’s Property and Casualty Division suggests that car owners check coverage prices every two years or so—especially if you haven't had any tickets or accidents in some time.

Your price check should start with your current carrier. It might have discounts reducing your costs.

Watch our video, How to save on car insurance.

Learn more