Proposed and Adopted Rules for 2023

Disclaimer: The following proposed and adopted rules are provided as a courtesy by the Texas Department of Insurance. While TDI makes every effort to ensure the accuracy and completeness of this information, the official version of proposed and adopted rules are those filed with the Secretary of State, which is the repository of official TDI rules. Those rules can be accessed directly from the Texas Register, Office of Secretary of State.

With respect to the following documents, or other documents available from this site or others to which it links, TDI and the State of Texas make no warranty as to their accuracy, completeness, reliability, timeliness, or usefulness.

Submission of Comments: Written comments on proposed rules must be received no later than 5 p.m. on the date stated in the preamble of each proposed rule.

Information on Title Insurance Basic Manual 2023 Proposed Changes

DWC Rules Page

Proposed and Adopted Rules for 2023
Subject	Section Number	Proposal Filed	Proposal Published	Adoption Filed	Adoption Published	Effective Date
Chapter 5. Property and Casualty Insurance Subchapter A. Automobile Insurance Division 3. Miscellaneous Interpretations Rule Summary	§5.208	12/22/2023	01/12/2024	05/30/2024	06/14/2024	06/18/2024
Chapter 3. Life, Accident, and Health Insurance and Annuities Subchapter S. Minimum Standards and Benefits and Readability for Individual Accident and Health Insurance Policies Subchapter X. Preferred and Exclusive Provider Plans Division 1. General Requirements Division 2. Application, Examination, and [Exclusive Provider Benefit] Plan Requirements Rule Summary Draft Form - Attempt to Contract Draft Form - Annual Network Adequacy Report (LHL706) Draft Form - Network Compliance and Waiver Request Draft Form - Provider Listings	§3.3038 §§3.3702 - 3.3705, 3.3707 - 3.3711, and new §3.3712 and §3.3713 §§3.3720, 3.3722, and 3.3723 Notice of Comment Period Extension	11/21/2023	12/08/2023	04/05/2024	04/19/2024	04/25/2024
Chapter 7. Corporate and Financial Regulation Subchapter B. Insurance Holding Company Systems Rule Summary	§7.216	11/21/2023	12/08/2023	05/14/2024	05/31/2024	06/02/2024
*Military Licensees Rules (SB 422)* Chapter 1. General Administration Subchapter G. Notice and Processing Periods for Permit Applications Chapter 7. Corporate and Financial Regulation Subchapter P. Certificate of Authority Chapter 15. Surplus Lines Insurance Subchapter B. Surplus Lines Agents Chapter 19. Licensing and Regulation of Insurance Professionals Subchapter I. General Provisions Regarding Fees, Applications, and Renewals Subchapter K. Continuing Education, Adjuster Prelicensing Education Programs, and Certification Courses Chapter 25. Insurance Premium Finance Subchapter B. Licensing and Regulation Chapter 34. State Fire Marshal Subchapter E. Fire Extinguisher Rules Subchapter F. Fire Alarm Rules Subchapter G. Fire Sprinkler Rules Subchapter H. Storage and Sale of Fireworks Rule Summary	§1.814 §7.1603 §15.101 [§19.803 and] §19.810 §19.1004 §25.24 [§34.524] [§34.631] [§34.726] [§34.833]	11/15/2023	12/01/2023	02/09/2024_ch1 02/09/2024_ch7 02/09/2024_ch15 02/09/2024_ch19 02/09/2024_ch25 02/09/2024_ch34	02/23/2024	02/29/2024
Chapter 5. Property and Casualty Insurance Subchapter E. Texas Windstorm Insurance Association Division 4. Consumer Assistance; Claim Processes Rule Summary	§5.4211	10/26/2023	11/10/2023	01/02/2024	01/19/2024	01/22/2024
Chapter 5. Property and Casualty Insurance Subchapter W. Consumer Rights Notices [Protection Requirements Consumer Bill of Rights] §5.9970 Figure 1 §5.9970 Figure 2 §5.9971 Figure 1 §5.9971 Figure 2 Rule Summary	§5.9970 and §5.9971 Correction of Error	09/28/2023	10/13/2023	04/03/2024 §5.9970 Figure 1 §5.9970 Figure 2 §5.9971 Figure 1 §5.9971 Figure 2	04/19/2024	11/1/2024
Chapter 3. Life, Accident, and Health Insurance and Annuities Subchapter RR. Valuation Manual Rule Summary	§3.9901	09/22/2023	10/06/2023	12/11/2023	12/22/2023	12/31/2023
Chapter 5. Property and Casualty Insurance Subchapter F. Inland Marine Insurance, [and] Multi-Peril Insurance, and Commercial Lines Rule Summary	§5.5201	09/19/2023	10/06/2023	12/11/2023	12/22/2023	12/31/2023
Chapter 21. Trade Practices Subchapter T. Submission of Clean Claims Rule Summary	§21.2819	09/20/2023	10/06/2023	02/27/2024	03/15/2024	03/18/2024
Chapter 5. Property and Casualty Insurance Subchapter H. Cancellation, Denial, and Nonrenewal of Certain Property and Casualty Insurance Coverage Division 1. General Provisions Division 2. Mandatory Nonrenewal of Private Passenger Automobile Insurance Policies Rule Summary	§§5.7005, 5.7007, 5.7011, 5.7012, and 5.7013 §§5.7101 - 5.7110 Notice of Public Hearing	09/18/2023	10/06/2023	04/02/2024	04/19/2024	01/01/2025
Chapter 4. Life and Annuity Subchapter C. Consumer Notices for Life Insurance Policy and Annuity Contract Replacements Subchapter F. Individual Life Insurance Policy Form Checklist and Affirmative Requirements Subchapter J. Life - Indeterminate Premium Reduction Policies Subchapter K. Life - Standards for Acceleration-of-Life-Insurance Benefits for Individual and Group Policies and Riders Subchapter L. Life - Insurance Sold in Connection with Prepaid Funeral Contracts Subchapter O. Life - Variable Life Insurance Subchapter P. Life - Required Reinstatement Relating to Mental Incapacity of the Insured for Individual Life Policies Without Nonforfeiture Benefits Subchapter Q. Life - Nonforfeiture Standards for Individual Life Insurance in Employer Pension Plans Subchapter U. Variable Annuities Subchapter W. Annuity Disclosures Division 1: Annuity Contract Disclosures Subchapter AA. Mortality Tables Division 1: Annuity Mortality Tables Division 2. Smoker-Nonsmoker Composite Mortality Tables Division 3. 2001 CSO Mortality Table Division 4. Preferred Mortality Tables Subchapter BB. Life and Annuity Reserves Division 1. Actuarial Opinion and Memorandum Regulation Division 2. Strengthened Reserves Pursuant to Insurance Code §425.067 Division 3. Valuation of Life Insurance Policies Division 4. Preneed Life Insurance Minimum Mortality Standards for Determining Reserve Liabilities and Nonforfeiture Values Division 2: Annuity Suitability Disclosures Rule Summary Transfer Authority and Table	§§4.201 - 4.206 §§4.601 - 4.608, 4.611, and 4.613 - 4.628 §§4.1001, 4.1002, 4.1004, 4.1005, 4.1008, 4.1010, and 4.1011 §4.1101 - 4.1104 and 4.1106 - 4.1116 [§4.1117] §4.1201 §§4.1502 - 4.1510 §§4.1602 - 4.1606 and 4.1609 - 4.1613 §§4.1702 - 4.1707 §§4.2102 - 4.2106 §§4.2302, 4.2304, and 4.2306 - 4.2312 §4.2322 §§4.2701, 4.2702, 4.2705, and 4.2706 §§4.2712 - 4.2716 §§4.2721 - 4.2726 §§4.2731 - 4.2734 §§4.2801 - 4.2808 §4.2811 §§4.2821 - 4.2827 and 4.2829 §§4.2831 - 4.2836	09/08/2023	09/22/2023	01/04/2024	01/19/2024	01/24/2024
Chapter 21. Trade Practices Subchapter OO. Disclosures by Out-of-Network Providers Subchapter PP. Out-of-Network Claim Dispute Resolution Division 1. General Provisions Division 5. Explanation of Benefits Division 7. Submission Requirements for Election by ERISA Plans Division 8. Emergency Medical Service Rate Submission and Payment Requirements Rule Summary	§21.4902 §21.5002 and §21.5003 §21.5040 §21.5060 §21.5070 and §21.5071	08/21/2023	09/01/2023	12/14/2023	12/29/2023	01/03/2024
Chapter 3. Life, Accident, and Health Insurance and Annuities Subchapter HH. Standards for Reasonable Cost Control and Utilization Review for Chemical Dependency Treatment Centers	[§§3.8001 - 3.8030] §3.8001	06/28/2023	07/14/2023	12/14/2023	12/29/2023	06/11/2024
Chapter 5. Property and Casualty Insurance Subchapter M. Filing Requirements Division 4. Filings Made Easy - Transmittal Information and General Filing Requirements for Property and Casualty Form, Rate, Underwriting Guideline, and Credit Scoring Model Filings Division 5. Filings Made Easy - Requirements for Property and Casualty Policy Form and Endorsement Filings Division 6. Filings Made Easy - Requirements for Rate and Rule Filings Division 7. Filings Made Easy - Requirements for Underwriting Guideline Filings Division 9. Filings Made Easy - Reduced Filing Requirements for Certain Residential Property Insurers Division 10. Filings Made Easy - Additional Filing Requirements for Certain County Mutual Insurance Companies Division 11. Filings Made Easy - Certificates of Property and Casualty Insurance	§§5.9310, 5.9312, and 5.9313 §§5.9321, 5.9323, and 5.9327 §5.9332 and §5.9334 §5.9342 §5.9355 and §5.9357 §5.9361 §5.9372 and §5.9373	06/16/2023 Notice of Public Hearing	07/07/2023	12/19/2023	01/05/2024	01/08/24
Chapter 1. General Administration Subchapter D. Effect of Criminal Conduct	§1.502	04/18/2023	05/05/2023	09/06/2023	09/22/2023	09/26/2023
Chapter 5. Property and Casualty Insurance Subchapter W. Consumer Protection Requirements Consumer Bill of Rights Consumer Bill of Rights - English Consumer Bill of Rights - Spanish	§5.9970	03/30/2023	04/14/2023	WITHDRAWN	09/29/2023	09/13/2023
Chapter 21. Trade Practices Subchapter B. Advertising, Certain Trade Practices, and Solicitation Division 1. Insurance Advertising Subchapter Q. Complaint Records to Be Maintained Subchapter OO. Disclosures by Out-of-Network Providers Subchapter PP. Out-of-Network Claim Dispute Resolution Division 1. General Provisions Division 2. Mediation Process Division 3. Arbitration Process Division 5. Explanation of Benefits [Subchapter QQ. Health Information Technology]	§21.113 §21.2505 §21.4902 §§21.5001 - 21.5002 §§21.5010 - 21.5011 §§21.5020 - 21.5021 §21.5040 [§§21.5101 - 21.5103] Correction of Error	01/30/2023	02/10/2023	06/07/2023	06/23/2023	06/27/2023
Chapter 5. Property and Casualty Insurance Subchapter F. Inland Marine Insurance and Multi-Peril Insurance Division 1. Inland Marine Insurance Division 2. Multi-Peril Insurance	§§5.5001 - 5.5008 §5.5101 [§§5.5001, 5.5002, and 5.5005]	01/30/2023	02/10/2023	05/15/2023	05/26/2023	06/04/2023