Texas Department of Insurance


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Long-Term Care Insurance Rate Guide Sample Policy 6

Individual Non Tax-Qualified Plan

Sample Policy 6

Nursing Home and Home Health Care Policy
$100/50 Daily Benefit
90-100 Day Elimination Period
Individual Non Tax-Qualified Plan

  Purchase Age and Annual Premium (in dollars)  
Company Name Maximum Benefit Period Is this policy a Long-Term Care Partnership policy? Disbursement Method 40 45 50 55 60 65 70 75 80 Elimination Period
(in days)
Waiting
(in months)
Policy Form
Number
Bankers Life and Casualty Company (800) 231-9150
Rate Increase History
Unlimited Expense incurred $617 $801 $1,011 $1,329 $1,838 $2,665 $4,166 $6,455 N/A 90 0 GR-N680
Physicians Mutual Insurance Company 
(800) 645-4300
Rate Increase History
Lifetime Expense incurred $714 $812 $914 $1,157 $1,547 $2,213 $3,546 $6,162 N/A 90 P145CC
 
United Security Assurance Company of Pennsylvania
(800) 872-3044
Rate Increase History
Lifetime Expense incurred $836 $836 $924 $957 $1,166 $1,727 $2,629 $4,279 $7,084 100 6 LTC-02(TX)-U


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Last updated: 10/28/2011

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