Back to Previous Page

Long-Term Care Insurance Rate Guide- Sample Policy 6

Nursing Home and Home Health Care Policy
Daily Benefit: $100 Nursing Home/$50 Home Health Care
0-100 Day Elimination Period

10-Year Benefit Period 
Long-Term Care Nonpartnership Policy

The rates listed are estimates provided by the companies using limited rating criteria.  Your rate will vary based on your individual circumstances.  If a company uses gender-specific rating, TDI ask the companies to provide the higher rate.  Contact the company to learn your exact rate.

Purchase Age and Annual Premium (in dollars)
Company Name Offer Non-Tax-Qualified Long-Term Care Policy? Offer Lifetime Benefit? Disbursement Method 40 45 50 55 60 65 70 75 80 Elimination Period
(in days)
Waiting
(in months)
Policy Form
Number
BANKERS LIFE AND CASUALTY COMPANY
(312) 396-6000
Rate Increase History

* This company bases rates on gender.
Y N Expense incurred 860 1,141 1,454 1,883 2,556 3,663 5,571 8,481 13,067 90 0 GR-N650
NEW YORK LIFE INSURANCE COMPANY
(800) 224-4582
Rate Increase History
N N Expense incurred 707 848 1,038 1,251 1,510 2,244 3,727 5,561 N/A 20 0 ILTC-5000(TX)(0112)
THRIVENT FINANCIAL FOR LUTHERANS 
(800) 847-4836
Rate Increase History

* This company bases rates on gender.
N N Expense incurred 702 864 1,026 1,404 1,782 2,808 3,834 6,426 N/A 30 0 ICC13 H-HX-LTC

For more information contact:

Last updated: 11/06/2015