Texas Department of Insurance

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Windstorm Insurance Inspections

Coastal County Residents:

If you are planning to do any construction in the counties listed below, you are advised to contact your  insurance agent about the Windstorm Inspection Program in order to obtain or maintain windstorm and hail insurance through TWIA.

Coastal Counties and Areas Effected:

Aransas, Brazoria, Calhoun, Cameron, Chambers, Galveston, Jefferson, Kenedy, Kleberg,Matagorda, Nueces, Refugio, San Patricio, Willacy, or in the following cities east of State Highway 146 in Harris County: La Porte, Morgan’s Point, Pasadena, Seabrook, or Shore Acres

While not required for all construction, the following projects typically require an inspection for windstorm insurance purposes:

  • New Structures
  • Re-roofs
  • Additions
  • Repairs
  • Alterations 

Windstorm insurance inspections under this program must be made by either a Texas Department of Insurance (TDI) inspector or an engineer who has been appointed by the Commissioner of Insurance.

Important: TDI inspectors are unable to inspect a property after construction is completed. Therefore, all inspections must be made during the construction phase.

If you have any questions or need additional information, please visit our website at www.tdi.texas.gov.

or call the Austin office or one of our field offices.

  • Austin: 800-248-6032
  • Beaumont: 409-833-3756
  • LaMarque: 409-986-9552
  • Angleton: 979-848-0953
  • Bay City: 979-244-9451
  • Corpus Christi: 361-881-9463
  • Harlingen: 956-421-4675

For More Information or Assistance

For answers to general insurance questions or for information on filing an insurance-related complaint, call the Consumer Help Line between 8 a.m. and 5 p.m., Central time, Monday-Friday, or visit our website

1-800-252-3439
463-6515
in Austin
www.tdi.texas.gov

For printed copies of consumer publications, call the 24-hour Publications Order Line

1-800-599-SHOP (7467)
305-7211
in Austin

Help us prevent insurance fraud. To report suspected fraud, call our toll-free Fraud Hot Line

1-888-327-8818

To report suspected arson or suspicious activity involving fires, call the State Fire Marshal’s 24-hour Arson Hot Line

1-877-4FIRE45 (434-7345)

The information in this publication is current as of the revision date. Changes in laws and agency administrative rules made after the revision date may affect the content. View current information on our website. TDI distributes this publication for educational purposes only. This publication is not an endorsement by TDI of any service, product, or company.



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Translation by WorldLingo