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You are here: www.tdi.texas.gov . licensing . company . index

Company Licensing and Registration

This office is tasked with licensing and registering insurance companies, and other ancillary operations for both the admitted/authorized market and the registered/non-admitted. Prior to granting authority, the office collaborates with all areas of the department who may have relative information on companies, including checking past company activities and personnel, soliciting input about the products the company is proposing to offer, and sharing information regarding the applicant company's business model. Additionally, this office serves as case manager, not only for licensing and registering activities, but corporate transactions such as mergers, redomestications, etc. This office performs many related functions, such as determining eligibility of surplus lines carriers, registering foreign risk retention groups, accredited / trusteed reinsurers and purchasing groups, licensing life settlements, third party administrators, and premium finance companies. The office maintains biographical information on officers and directors of licensed companies, manages required statutory deposits, and serves as the custodian of official company records.

***Portal***

The Financial Regulation Division now has a web based interface that allows your company to use its PIN to make certain address changes and to submit specific company documents. For troubleshooting your PIN or the portal, please send an email to TDIPinSignUp@tdi.texas.gov.

Authorized and admitted

These insurers represent the standard market. The Company Licensing and Registration Office incorporates and licenses domestic authorized carriers, and admits foreign insurers, licensing them to operate in the Texas standard admitted market. This office also reviews and approves other related transactions that impact the charter and/or license of domestic insurers and the license of foreign insurers. Although not all-inclusive, this Office handles the transactions below which are among the mainstream operations that bear risk or provide related services.

Registered and non-admitted companies

Surplus lines insurers represent the non-standard market. When the same kind and class of coverage cannot be placed in the admitted market with a licensed insurer after a diligent search by a licensed surplus lines agent, it can be placed in the non-admitted market with a surplus lines insurer. Due to market availability issues, unique risks or limits which exceed what is available in the admitted market, surplus lines insurance is sometimes available. However, there is limited financial oversight required of these companies in accordance with the Federal Non-Admitted Reinsurance Reform Act (NRRA). Although the capitalization levels required for surplus lines insurers, both foreign and alien, are often much higher than the admitted insurers, the regulations are much more restricted.

Other registered companies include Foreign Risk Retention Groups, Accredited / Trusteed Reinsurers and Purchasing Groups. Additionally, Life Settlements, while considered non-admitted, are not in fact insurance companies, but are licensed by the department due to the unique nature of the initial sale of a life insurance policy to a third party. Review the sections below for more information and required filings and forms.

Inquiries and Mailings

Direct Inquiries to:
Licensing Services Section -- Toll Free Number (866) 554-4926 or (512) 676-6400
Authorized / Admitted Market -- (512) 676-6375 or CompanyLicense@tdi.texas.gov
Registered and Non-Admitted -- (512) 676-6395 or RegistrationTeam@tdi.texas.gov 
Statutory Deposits --(512) 676-6375 or SDFilings@tdi.texas.gov
Third Party Administrators -- (512) 676-6375 or TPA@tdi.texas.gov
Premium Finance -- (512) 676-6375 or PremiumFinance@tdi.texas.gov
Open Records Requests - (512) 676-6375 or CLROpenRecords@tdi.texas.gov
FAX: (512) 490-1035

Mailing Addresses:
Texas Department of Insurance
Company Licensing and Registration, MC 305-2C (if mailing money use MC9999)
P.O. Box 149104
Austin, Texas 78714-9104

Or

Texas Department of Insurance
Company Licensing and Registration, MC 305-2C (if mailing money use MC9999)
333 Guadalupe
Austin, Texas 78701

Additional Resources



For more information contact:

Last updated: 02/18/2015

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Translation by WorldLingo


Translation by WorldLingo


Translation by WorldLingo