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Continuing Education Information for Agents, Adjusters, and Providers



The Agent and Adjuster Licensing Office is enhancing efforts to ensure that licensed persons are able to meet their required continuing education (CE) obligations under Texas Insurance Code Chapter 4004.  Postcard notifications will be mailed out to license holders prior their renewal deadline to remind each agent that they may have additional CE hours to complete.  Notices will be mailed out to the licensee’s last known mailing address. 

See CE COURTESY NOTICES for more information.

NEW (8/8/14):  TDI has created a Continuing Education Frequently Asked Questions document that contains many questions with valuable information regarding the CE requirements.

This page contains the following three major sections:

Continuing Education Information

TDI does NOT suggest or recommend courses by certifying them; nor is the quality of a course assured because it is certified. We strongly suggest that when you take a poor course, e-mail us, and tell your associates. Please do the same with the good courses. Use this email link: CE@tdi.texas.gov

See Interactive list of certified continuing education courses, to look up a provider, to get a course list for a specific kind of course, or to check a particular course's information.

Also see List of adjuster pre-license providers (not for public adjusters).

Agent & Adjuster Home


Requirement for Most Licensees: Licensees holding any combination of licenses for LAH, PC, MGA, LH Counselors, and adjusters of all types including public adjusters, must earn 30 hours of continuing education (CE) with 2 hour of ethics/consumer protection included within the 30 hours for each 2 year licensing period.

Limited Lines and County Mutual licensees must earn 10 hours of CE with 2 hour of ethics/consumer protection included within the 10 hours for each 2 year licensing period.

You can look up courses at www.Sircon.com/Texas by clicking on "Look up Education courses/Credits" on the left-hand column. Regardless of the license type you hold only half of the CE requirement may be done as self study.  License holders can now verify that their Texas CE credit is current and has been posted to their Sircon CE transcript.  The transcript may be viewed at www.Sircon.com/Texas by clicking on “Look up Education courses/Credits” in the left-hand column.

Please be aware that your CE compliance is not based off your expiration date of your license.  Pursuant to the Texas Insurance Code §4004.051 (b) your required CE hours must be completed no later than the day prior to your expiration date of license.

Please note that to maintain your license, whether or not you are using it, you must meet your continuing education requirements.

There is no continuing education "grace period". Once the expiration date has passed, a violation exists. CE cannot be made up after the expiration date. The fine for not doing the required continuing education is $50 per deficient hour. Call 512.322.3503 for a payment voucher to accompany your payment, which will clear the violation.

Before consulting a general course list, you may wish to see if any company you represent or a professional association you belong to is a provider. Passing a part of many professional designation programs is a way to earn credit. A professional designation program is defined in the rules. It is (A) nationally recognized in the insurance industry, and is (B) issued by an entity that maintains a not-for-profit status and has been in existence for at least five years. 

Up to four hours of continuing education credit can be earned by an agent who is an active member of a state or national insurance association. For information about how the credit can be earned, you can review Chapter 4004.0535 of the Texas Insurance Code and §19.1011 and new §19.1020 of the Texas Administrative Code. The rule adopting the new provisions can be viewed from the following location on our website: http://www.tdi.texas.gov/rules/2005/1229C-059.html.

"Qualifying" courses, not certified by TDI, may also be used for credit. Qualifying courses are insurance courses that are: (A) offered for credit by accredited colleges, universities, or law schools; or (B) part of a national designation certification program; or (C) approved for classroom, classroom equivalent, or participatory credit by the continuing education approval authority of a state bar association or state board of public accountancy; or (D) certified or approved for continuing education credit under the guidelines of the Federal Crop Insurance Corporation.

The following table summarizes the continuing education requirements for license holders:   

License Requirement per renewal period
General Lines - Life, Accident, Health, and HMO (LAH) 30 hours, including 2 hours of ethics / consumer protection
General Lines - Property and Casualty (PC) 30 hours, including 2 hours of ethics / consumer protection
Life Agent 30 hours, including 2 hours of ethics / consumer protection
Personal Lines Property and Casualty Agent 30 hours, including 2 hours of ethics / consumer protection
Managing General Agent (MGA) 30 hours, including 2 hours of ethics / consumer protection
Adjusters and Public Adjusters 30 hours, including 2 hours of ethics/ consumer protection
Life/Health Insurance Counselor 30 hours, including 2 hours of ethics / consumer protection
Insurance Service Representative (ISR) 30 hours, including 2 hours of ethics / consumer protection; courses submitted to TDI for approval by insurer prior to use
Full time Home Office Employee 30 hours, including 2 hours of ethics/ consumer protection; courses submitted to TDI for approval by insurer prior to use
County Mutual 10 hours, including 2 hours of ethics/ consumer protection
Life Insurance Under $25,000 10 hours, including 2 hours of ethics / consumer protection
Limited Lines Agent 10 hours, including 2 hours of ethics / consumer protection
Funeral Prearrangement none


*All Licensees: At least half the hours must be classroom or "classroom equivalent". There are only two topic groups, "General" and "Ethics/CP". Any licensee may take courses from these two groups. Courses are not divided by license type.

Full Time Home Office Salaried Employees: 30 hours a renewal period of CE are required with 2 hours of ethics training. Insurers whose plan of operation contemplates the use of these employees are responsible for their training. If insurer wishes to do the training in house, it must be a registered provider.    

Exemptions from, and extensions of time for a licensee  to do CE are possible, under very limited circumstances. The key to an extension being granted is proper documentation of a circumstance described in the rule that is beyond the licensee's control. Examples might be long term illness, and military service in a theater of war. Reasons related to business or work load are never acceptable. Documentation is also important when claiming an exemption from continuing education if our records do not show current eligibility.

A major change became effective 12/31/2002. The 20 years of licensure needed to qualify for an exemption now must be CONTINUOUS (no breaks greater that 90 days) and the license must be held under the Texas Insurance Code.

Click here to download the Licensee CE Exemption and Extension Form   

Several other useful links for Agents and Adjusters:


Provider Continuing Education Information

Current rule relating to Agents and Adjusters Continuing Education Program and Adjuster Prelicensing Training - 28 TAC §§19.602; 19.1001-19.1018 (or See indexed links below).

Providers are responsible for tracking changes in statute and rule. For example, click here to review the required self study final test/interactive inquiry question types, one of those changes.

The last statutory change was in 2001, when a requirement that at least half of a licensee's continuing education requirement be met with classroom or classroom equivalent courses. The course type "classroom equivalent" was created at that time. A 2 hour ethics requirement was added. A classroom course must contain at least 3 students and an instructor. The Administrative Code sections implementing the statute are referenced below and contain answers to most provider (and licensee) questions. These sections were effective January 7, 2003. Providers of courses should pay special attention to §19.1011, which deals with completion requirements for all course types, monitored and unmonitored finals, and how exams must be constructed.

We will make every effort to keep provider information and notices in this section current. Please check this page periodically.


The following table provides references to the continuing education rules of concern to both providers and licensees:

Section Topics
§19.602 Adjuster renewal and reexamination requirements
§19.1001 General provisions
§19.1002 Definitions of terms used in rule
§19.1003 Licensee CE requirements
§19.1004 Exemption from and extension of time to do CE
§19.1005 Provider registration, instructors, speakers
§19.1006 Course topics and criteria
§19.1007 Course submission, expiration, resubmission
§19.1008 Course advertising, modification, assignment
§19.1009 Types of courses
§19.1010 Determination of hours of course credit
§19.1011 Requirements for successful course completion (CE)
§19.1012 Forms and Fees
§19.1013 Licensee records
§19.1014 Provider compliance records
§19.1015 Failure to comply (licensee and provider)
§19.1016 Automatic fines (licensee and provider)
§19.1017 Adjuster prelicense course and examination requirements
§19.1018 Adjuster examination topics
§19.1019 Full time home office salaried employees

Providers must maintain a number of items not required to be submitted with course and provider applications (see those applications for details). These items will be part of any audit of the provider done by this Department.

In general, only courses that deal with technical aspects of insurance coverages, laws, regulation, consumer protection and ethics, and management of the licensee's insurance agency are certifiable. All the course topics and criteria should have now been brought into full compliance. Some courses that had been approved under the previous rules are not certifiable under the current rules. All providers are strongly encouraged to read the rules linked in the table above.

The provider registration form is used for making an initial registration. The course certification form is used for submitting courses. These forms have "walk-through" instructions.

Most rejections of applications, both for courses and providers, are due to missing attachments. Remember that providers who may be subject to Texas franchise taxes must attach a certificate of good standing or an exemption. For more information, use this link to the Comptroller's office.

The provider registration form and the course certification form are located on the agent forms page. Course assignment forms are also located on the agent forms page

Providers are responsible for tracking their course certification expiration dates; no notice is sent by the department. Course dates and provider dates will differ, but if a provider registration expires without renewal, the provider's courses cannot be given for Texas Credit. A provider may review expiration dates of active courses on the web, at Course/provider lookup.

The department is now mailing renewal reminders along with a short-form provider renewal, which should also be used to make changes in address, APR, and so forth. The form is also available on the web. The initial mailing began with provider renewals April 1, 2005, and later. This is the link to the form. The form and reminder are mailed 60-90 days prior to a provider's expiration. These reminders are being done as a convenience and courtesy to providers, and we hope it is useful.

Course certification fees are $10 per continuing education credit hour requested on the certification application. This fee is not refundable in whole or in part. This includes situations in which a course is rejected or certified for fewer hours than those requested on the application.

Here is a link to important information about issuing certificates of completion.

Automatic fines have been established for such things as providing a course to students before it is certified by the department or after certification has expired. Use this link for details from the rules

Adjuster prelicense education providers had until December 31, 2003, to register as a provider and bring their courses into full compliance with Continuing Education and Adjuster Prelicense Education programs.

Some of the changes to the adjuster prelicense program are:

  • The required course outlines have changed;
  • Providers must be registered with this department;
  • The examination structure has been changed; and
  • Courses must be 40 hours long, with at least 30 hours in a classroom or classroom equivalent setting.

You can read about these and other changes by clicking here

Any adjuster prelicense course that was not certified as being in full compliance was closed, effective January 2, 2004.

Several other useful links for Providers:

For more information contact:

Last updated: 08/08/2014

Contact Information and Other Helpful Links

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Translation by WorldLingo