Text description of the following chart
Home, flood, wind:
Which policies do you need?
| Homeowners | Flood | Wind/hail | |
|---|---|---|---|
| Why do you need it | To protect your house and things. | Most home policies don't cover floods. | Most home policies on the coast don't cover wind and hail. |
| What does it cover? | Damage from fire, lightning, theft, wind, hail, and more. | Damage from rising water. | Damage from wind and hail. |
| How do you get it? | Call your homeowners insurance agent. | Call your agent or find one at FloodSmart.gov. | Call your agent or find one at TWIA.org. |
