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You are here: www.tdi.texas.gov . commercial . juafacts

JUA Resources - Facts Physicians Should Know About the JUA



What JUA Stands For

JOINT UNDERWRITING ASSOCIATION. Although most commonly referred to in this manner, the official name of the JUA is the Texas Medical Liability Insurance Underwriting Association.
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Eligibility for Insurance Through the JUA

A physician licensed to practice medicine in this state may be eligible for coverage through the JUA.
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How Coverage May Be Obtained

Physicians may apply for coverage through the JUA if two insurers in the admitted voluntary market reject application for coverage. Evidence of the rejections shall be provided to the JUA. The JUA shall consider a rejection to have occurred if the applicant is accepted in the admitted voluntary market at a rate higher than the rates charged by the JUA. Application for coverage may be made directly to the JUA or any Texas licensed agent may make application to the JUA on behalf of an eligible applicant. Applications may be obtained from the JUA.
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Coverage Available Through the JUA

Medical (Professional) Liability Insurance is available on either a primary or excess basis subject to a maximum limit established by statute. The maximum limit currently available is $1,000,000 each occurrence, $3,000,000 aggregate. The minimum limit available is $100,000 each occurrence, $300,000 aggregate. All policies are written on an annual basis and defense costs are in addition to (outside) the policy limits.

Excess insurance may be written only over a JUA member company's primary policy.

The JUA may provide prior acts coverage for claims-made policy forms. Contact the JUA for details.
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Who to Contact for Additional Information

For additional information, you may contact the JUA at 512.452.4370, 505 E. Huntland Drive, Suite 160, Austin, TX 78752.
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Last updated: 09/06/2014

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Translation by WorldLingo