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You are here: Home . bulletins . 2015 . b-0004-15

COMMISSIONER'S BULLETIN # B-0004-15

February 13, 2015


To: All Property and Casualty Insurance Companies, Corporations, Exchanges, Mutuals, County Mutuals, Reciprocals, Associations, and Lloyds Insurers Writing Private Passenger Automobile Insurance in the State of Texas


Re: Special Data Call Regarding Named Driver Private Passenger Automobile Policies and Excluded Driver Endorsements

DUE: March 2, 2015

The Texas Department of Insurance is issuing a special data call, authorized by Texas Insurance Code §38.001, to obtain data from companies writing private passenger automobile insurance in Texas.  The requested information pertains only to bodily injury and property damage liability coverage written on a private passenger automobile insurance policy.  We are asking you for an expedited response to this data call so we may respond to legislative inquiries.

For the purposes of this data call, refer to the following definitions:

  • Named Driver Policy–An automobile insurance policy that does not provide coverage for an individual residing in a named insured's household specifically unless the individual is named on the policy.  The term includes an automobile insurance policy that has been endorsed to provide coverage only for drivers specifically named on the policy.  See Texas Insurance Code §1952.0545 and 28 Texas Administrative Code §5.208.
  • Excluded Driver Endorsement–An endorsement attached to a private passenger automobile insurance policy that excludes coverage for a person specifically named in the endorsement.
  • Standard Policy–A private passenger automobile insurance policy that provides coverage for the named insured, named insured’s spouse, family members residing in the household, and others using the insured automobile.  A standard policy does not include a named driver endorsement or an excluded driver endorsement.
  • Other Policy Types–Any other type of private passenger automobile policy that is not a Named Driver Policy or a Standard Policy, and is not a policy with an excluded driver endorsement.
  • Claim–A claim that is reported per occurrence for liability combined, not per claimant or per coverage.

Reported policy types must equal 100 percent of the total book of private passenger automobile business.

COMPANY REPORTING DETAIL

Insurers must complete the attached form for each admitted company.  County mutuals operating under Texas Insurance Code §912.056 must report separately for each managing general agent, district, or local chapter.  Do NOT report by group.

SUBMISSION INFORMATION AND DEADLINE

Companies must submit the completed data call to TDI on or before March 2, 2015.  

Email responses to the data call to Melissa Herrera at AutoHome@tdi.texas.gov using the PDF form provided below.  TDI may request additional information relating to the responses you provide.

Direct all questions about this data call to Melissa Herrera by email at the above email address, or you may call Ms. Herrera at (512) 676-6726.

Marilyn Hamilton, Director
Personal and Commercial Lines Office

Named Driver Survey Form



For more information contact:

Last updated: 03/09/2015

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