Am I covered by insurance when I rent a scooter?

Before you rent or jump on one of those cute zippy scooters, remember these tips.

Scooter rental companies don’t cover you in case of accident or injury. Rental agreements give you all liability. That means you could be paying for any damages and injuries, not just your own.
Home policies usually don’t cover damage from motorized vehicles and your auto policy probably won’t extend to an electric scooter.
Don’t forget to read your scooter rental agreement before you ride. And to be safe, wear a helmet.

So, what covers scooter accidents? Your health insurance probably will cover your injuries—though it won’t cover anyone in your path.