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Texas Department of Insurance
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July 9, 2021

Home improvement ideas – indoor edition

Is your home protected?

Home improvement is a never-ending adventure. We’ve got ideas for July projects to help you make progress without breaking a sweat.

Shop around: Even if you aren’t building or remodeling, higher construction costs may mean you need to increase your homeowners insurance policy limits. We talked to the Insurance Council of Texas about ways to lower your costs.

  • Use HelpInsure.com to get sample rates for your area. It includes information on homeowners, renters, and auto insurance.
  • Look at your deductible and think about how much you can afford to pay if your home is damaged. Switching from a $500 deductible to a $1,000 deductible can save as much as 20% on the cost of your premium.
  • Watch the full interview for more tips.

Make a home inventory: Having a list of what you own will help if you need to file an insurance claim after a disaster. You can start by taking photos or a video of each room. There are also apps to help you put together a home inventory.

Tune in as we interview experts: Join us on Facebook, Twitter, or YouTube as we talk to industry experts on a variety of topics.

  • July 15: The Insurance Institute for Business & Home Safety talks about building and remodeling projects that can reduce the risk of damage to your home. Watch video 
  • July 29: We searched Google for the most common questions about home insurance. We’ll go over the answers with one of our TDI experts. Watch video