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Life insurance not exceeding $25,000

Apply for a license

Question?

Use our online form.
We will respond within two business days.

Training and exam

  • You must take a 5-hour training class and take and pass an exam through the life insurance company that you will work for (appointing company).
  • You do not need to take an exam if your license has been expired for more than 90 days, but less than one year.

Fingerprint background check

  • Most people who apply for a license must: (1) get a fingerprint background check from IdentoGO, and (2) send us a copy of the IdentoGO receipt showing that their fingerprints were sent to the Texas Department of Public Safety.
  • Some people can ask for an exemption from getting a fingerprint background check. To learn more, see the Texas Administrative Code.
  • You do not need to get a fingerprint background check if:
    • You live in Texas and have: (1) an active license or registration with us, and (2) already submitted fingerprints.
    • You don’t live in Texas, but you send one of the following with your application:
      • Your criminal history record from your state’s law enforcement agency.
      • Your current Certificate of Good Standing from your state.
  • To schedule a fingerprint appointment, go to IdentoGO or call 1-888-467-2080. Use service code 11G6QF when making the appointment.
  • To learn more, read the fingerprinting requirements and instructions and the Application for Individual Agent License (Form FIN506).

Application: agent or agency

  • If you want to apply for an agent license:
    • Use the Application for Individual Agent License (Form FIN506).
    • The application fee is $50.
    • You must pass the exam given by the life insurance company you will work for (appointing company).
    • If you submit your application before taking the exam, you must: (1) pass your exam within one year of submitting the application, or (2) submit another application with a fee.
  • If you want to apply for an agency license:
    • Use the Application for Insurance Agency License (Form FIN507).
    • The application fee is $50.
    • On the application, you must give information for:
      • All executive officers, directors, or partners who administer the agency’s operations in Texas.
      • All individuals and entities in control of the agency’s operations.
    • At least one officer or active partner must have a life insurance not exceeding $25,000 license or a license with greater authority.
  • Tips for successful application processing.

Temporary license

  • A 90-day temporary license is offered for a life insurance not exceeding $25,000 license.
  • Use the Application for Individual Agent License (Form FIN506).
  • The application fee is $150. Payment instructions are on the application form.
  • The agent, insurer, or health maintenance organization that you will work for (appointing company) must send us a signed certificate that says:
    • You are being considered for appointment as a full-time agent.
    • They would like you to have a temporary license.
    • They will supervise your training.
  • You must take at least 40 hours of training and it must:
    • Be given by the appointing company.
    • Take place no later than the 30th day after the following are delivered or mailed to us: (1) the application, (2) application fee, and (3) certificate from the appointing company.

Emergency license

An emergency license is not available for a life insurance not exceeding $25,000 license.

Provisional permit

  • A provisional permit is offered for a life insurance not exceeding $25,000 license. It is only available to people who live in Texas (residents). It is not available for reinstatement applications.
  • It allows you to act as an agent, with the supervision of a sponsor, until either: (1) your license is issued, or (2) we tell you that your application doesn't qualify for a permit.
  • A sponsor can be another agent, an insurer, or health maintenance organization. The sponsor must appoint you as an agent under them.
  • The application fee is $50 and the permit fee is $50. Instructions for how to pay the fees are on the Application for Individual Agent License (Form FIN506).
  • To learn more, go to the Provisional permits webpage.

Laws: Texas Insurance Code

Laws about the life insurance not exceeding $25,000 license can be found in the Texas Insurance Code, sections 4001.151 to 4001.153 and 4001.160(a).

Still have a question? Use our online form.

Last updated: 6/6/2018