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Legislative Updates

85th Legislative Session

During the 85th Legislative Session, the following bills affecting agent and adjuster licenses were passed:

84th Legislative Session

During the 84th Legislative Session which concluded in May 2015, the following bills affecting agent and adjuster licenses were passed:

  • HB2145, relating to provisional authority for certain individual insurance license applicants to act as insurance agents
  • HB2491, relating to licensing and appointment of title insurance escrow officers
    Reference Commissioner’s Bulletin No. B-0022-15
  • SB876, relating to the licensing of insurance agents and adjusters
  • SB1060, relating to the regulation of public insurance adjusters

These bills affected most license types issued by TDI. The broad topics affected are:

There are several effective dates included in the bills that were passed.

Note: TDI has highlighted each of the effective dates with the associated changes.

Alignment of License Expiration Dates

To assist license holders with maintaining their licenses and simplify the license renewal process, SB 876 required TDI to align all individual and entity licenses as follows:

  1. The expiration date for individual licensees that hold only one license will be extended to the individual’s next birthday after the licenses current expiration date.
  2. The expiration date for individual licensees that hold more than one license will be extended to the individual’s next birthday after the latest expiration date of any existing license held.
  3. For entities that hold only one license, there will be no change in the expiration date of the license.
  4. For entities that hold more than one license, the license expiration date for all licenses held will be extended to the latest expiration date of any existing license held.

The alignment of license expiration dates to an individual licensee’s birth month and birth day, without a pending renewal, has been implemented for licenses expiring on or after January 1, 2016. No additional continuing education hours will be required for any extended periods provided, as part of the implementation of the alignment.

The expiration date of any renewals pending on January 14, 2016, will be aligned as they renew. Going forward, any new license issued to a license holder will have an initial period that aligns its expiration date to the same expiration date of licenses already held.

TDI will not be providing updated copies of existing licenses reflecting the new expiration dates. The new license expiration dates may be viewed as early as January 19, 2016, at

A license can be printed at

There may be a fee assessed for printing a copy of your license.

NOTE: A license number can be obtained from or

Commissioner’s Bulletin:

Agents and adjusters are able to renew their licenses 60 days prior to the license expiration date; this reflects a change from 90 days prior to the license expiration date.

Continuing Education Requirements

For all licenses issued or renewing on and after September 1, 2015, only 24 hours of continuing education (CE) is required for each license period (The former requirement was 30 hours of CE during each license period). Licenses that expired before September 1, 2015, will have to complete 30 hours of CE. No action needs to be taken by any licensee to effectuate the change.

For license terms that end after November 1, 2015, TDI has the authority to require the licensee to pay a fine AND complete any deficient CE hours, within 90 days of the expiration of a license. TDI is in the process of implementing these provisions. If action is needed by the licensee to process a filing during this implementation period, TDI staff will contact the licensee. In order to avoid any delay with your renewal filing, licensees are encouraged to complete all required CE prior to their expiration date to avoid any CE related fines.

Licensees continue to have the opportunity to request an extension of time to complete CE or a waiver from CE as provided under §4004.052 of the Texas Insurance Code.

Licensees are reminded that they can monitor their compliance with the CE requirement by reviewing their transcript online. Transcripts can be viewed by clicking on Continuing Education Transcript Inquiry and entering the last name and license number for each license held by the licensee.

Types of Permits/Certificates Offered

Provisional permits

Effective September 1, 2017, TDI is authorized to issue provisional permits for life insurance agent applicants.

Applicants seeking a permanent general lines agent, life insurance agent, life under $25,000 agent, county mutual agent, or preneed life insurance agent license may apply for a provisional permit. In order to implement this authority, TDI has adopted a rule, 28 TAC §19.802, establishing a nonrefundable fee associated with the provisional permit.

Note: Provisional permits are not authorized for nonresident or reinstatement applications.

Provisional permits for the following license types are available:

  • General Lines - Life, Accident & Health
  • General Lines – Property & Casualty
  • Life Insurance Agent
  • Life Insurance Agent Not Exceeding $25,000
  • County Mutual Agent
  • Pre-Need Agent

The applicants must have passed the required licensing examination, met the requirements described in HB2145, including submitting a completed application and fingerprints for criminal history, and paid the required license application fee and provisional permit fee. The license application fee is $50.00 and the provisional permit fee is $50.00, for a total of $100.00. Applicants for a provisional permit, seeking a permanent license, may submit the Application for Individual Agent License (TDI Form FIN506), with a revision date of 9/2017 or later.

Public insurance adjuster trainee certificates

TDI is no longer authorized to issue public insurance adjuster trainee certificates.

Transition from Nonresident to Resident Licensee

An individual nonresident licensee who becomes a resident of Texas will need to submit the Application for Residency Change to Texas (TDI Form FIN594) to change his or her license to a resident license. The form requires information regarding change of address; background information including fingerprints; and if an agent, a clearance letter from the agent’s current resident state. If a licensee's prior resident license has been inactive for more than 90 days, the individual nonresident licensee will need to apply for a new license using the Application for Individual Agent License (TDI Form FIN506).

Modifications to Escrow Officer Licenses

Requirements for escrow officer licenses were modified to provide that an individual only obtain a single escrow officer license. Title agents who are represented by the escrow officer will be able to appoint each escrow officer that works for them. In the past, an escrow officer had to have a separate license for each title agent he represented. Changes were also made to how continuing education will be administered. Extensive changes will need to be made to the Title Manual and forms to implement the modifications. Updates will be made to this page as more information becomes available.

Commissioner’s Bulletin No. B-0022-15
To reduce disruption to the industry and potential delays in the escrow officer license issuance and renewals, TDI will not enforce the provisions of HB 2491 until changes have been made to the Texas Title Insurance Manual (Title Manual) by rule. TDI expects this process will be completed in the near future. Until the changes are adopted by rule, the processes contained in the current version of the Title Insurance Basic Manual will continue to be used.

For more information, contact:

Last updated: 3/1/2018